Credit Card Center Advertiser Disclosure

Reply
New Member
Posts: 4
Registered: ‎08-08-2017
0 Kudos

Re: Best way to keep track of payments?

I pay every week a portion of the bill thru online banking

Forget manual payments, we forget.

 

Balance transfers ex:  21 months

21 months is 90 weeks

$2500 balance

$2500 / 80 = $31.25 - I send $35 for rounding sake.

I ride the lightening and never have to think about it.

I mentioned 80, I give myself a week off if I cannot swing it.

I have 10 freebie weeks to play with in that duration. Keep track!

Then when that balance gets low to almost done I choose

if I want to pay it all off.

 

Same thing for utilities/cable/cell phones etc bills.

Divide the amount by 3 and pay that each week.

 

Hasnt failed me yet and sometimes I have excess

credit. So it works in my favor. They can make some interest

on my money, I dont care. I will take a hit if im late and it

would take some time recouping.

 

It's funny to hear others say that the bills are due or

they're short $$ yada yada yada. I have no problems

no worries and can actually sleep knowing they're paid.

 

Overall it works.

Valued Contributor
Posts: 1,269
Registered: ‎01-19-2015
0 Kudos

Re: Best way to keep track of payments?

I try to keep it simple...I use a calendar with reminders...works for me....Smiley Happy

AmexPlat(NPSL) Amex BCP(26k) BofA CR Siggy(15k) NFCU CLOC(15K) AmexOpt (13.1k AU) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) J Crew(5.6k) Citi Diamond(5.5k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 720(15) EQ 670(16)TU 717(18) AAOA 3.0yrs TCL=179,950
Highlighted
Established Contributor
Posts: 682
Registered: ‎11-24-2016
0 Kudos

Re: Best way to keep track of payments?

I ended up linking eerything to Mint.


Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-719,Eq08-722,Tu08-717
Goal Score: Ex08-760,Eq08-760,Tu08-760


Take the myFICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.