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@Anonymous wrote:
Lots. Have you read this yet? http://www.youneedabudget.com/blog/post/the-new-ynab-is-here
The big ones for me are:
Direct import of transactions
Web based interface (no Dropbox)
Ability to move money in the mobile app
Goals!
And I really like how it handles credit cards. I wouldn't trust myself to PIF otherwise. You should check out the trial
Thanks!
I was looking around their site and found their FAQ but didn't find that link, and somehow missed the blog when I'd originally gotten YNAB4.
I use mint.com which has bill reminders and budget reminders so the phone nags me if I am spending too much before I run out of money. Right now my budget for march shows $28 over in gas but other than that I have been following it. And the price of gas just went up, have to buy it. Mint is easy, makes some budgets automatically and you can customize or make new ones.
I started using the T. Harv Eker method a few years ago, thought it was pretty good. Then I heard about Dave Ramsey and started toying around with his stuff. I think both are great, except the cutting up the credit card thing Dave says, lol.
Personally I'm using the Dave Ramsey style of knowing where every penny is going and with anything extra I'm throwing it at my car to get it paid off quicker than I'll probably go back to the T. Harv Eker style again. Loved the idea of 10% of your earnings going to education. I was having a ball on Amazon and Audible, almost too much fun.
i've been using Quicken for years.
Quicken 2016 is great for budgeting and tracking spend against the budget
@Anonymous wrote:I use mint.com which has bill reminders and budget reminders so the phone nags me if I am spending too much before I run out of money. Right now my budget for march shows $28 over in gas but other than that I have been following it. And the price of gas just went up, have to buy it. Mint is easy, makes some budgets automatically and you can customize or make new ones.
+1 This is also what I just started using and so far so good other than having a little trouble linking an account or two.
I see a lot of other members recommending YNAB, what advantages do they offer?
I was a Quicken fan and it is a great tool for tracking money and maybe doing some balance forecasting. Personally I did not find it to be that helpful with budgeting and seemingly every week I was having problems with certain accounts being accessed on-line via Quicken.
For awhile I was running YNAB and Quicken side by side but have now deleted Quicken. If you do have a lot of investment accounts you are tracking, stay with Quicken.