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Shawndoe79
Established Contributor

Cap1

Do cap1 give out huge limits on overdraft line of credit ? Or is it small amount?  

 

Got 2k increase on QS1 bringing it to 8500

got 400 increase on platinum to 3900

still 20k on Venture, didn't try for increase only had it 2 months. 

Approved 40k at 4.81% auto loan

 

Love Capital one and they seem to love me too, only 2.5 yrs post bk7 

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 1 of 6
5 REPLIES 5
Total80sKid
Senior Contributor

Re: Cap1

Wow how long have you had your QS1?

I got mine 3yrs ago with a $500 limit and got a $250 credit steps increase and 1 small $100 increase I requested.

At $850 3yrs later.

Never late or missed any payment.
Message 2 of 6
Shawndoe79
Established Contributor

Re: Cap1


@Total80sKid wrote:
Wow how long have you had your QS1?

I got mine 3yrs ago with a $500 limit and got a $250 credit steps increase and 1 small $100 increase I requested.

At $850 3yrs later.

Never late or missed any payment.

Had my QS1 for 2 yrs

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 3 of 6
Shawndoe79
Established Contributor

Re: Cap1

QS1 started at 2k limit

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 4 of 6
UncleB
Credit Mentor

Re: Cap1


@Shawndoe79 wrote:

Do cap1 give out huge limits on overdraft line of credit ? Or is it small amount?  

 

Got 2k increase on QS1 bringing it to 8500

got 400 increase on platinum to 3900

still 20k on Venture, didn't try for increase only had it 2 months. 

Approved 40k at 4.81% auto loan

 

Love Capital one and they seem to love me too, only 2.5 yrs post bk7 


Since your question is regarding an overdraft LOC I'm moving it to 'Personal Finance" for additional exposure.

Message 5 of 6
NC84
Regular Contributor

Re: Cap1

I tried to get my overdraft above $200 but they denied me twice so I switched to PenFed got the $500 Overdraft LOC. Smiley Happy I still Love Cap1 though. I use them for my three CC's and high interest CD's still. 

Message 6 of 6
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