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Credit unions with early direct deposit

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SouthJamaica
Mega Contributor

Re: Credit unions with early direct deposit


@Anonymouswrote:

forgot to mention about Apple FCU; I believe their early DD is not necessarily for everyone, but depends on where you fall in their membership, mostly teachers from local school districts that the CU was originally set up to serve


This thread should be about early direct deposit available to everyone, not just military or other government employees.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 11 of 114
creditfan
Established Contributor

Re: Credit unions with early direct deposit

Message 12 of 114
Anonymous
Not applicable

Re: Credit unions with early direct deposit


@SouthJamaicawrote:

@Anonymouswrote:

NFCU is a day early, but any military associated bank/CU will be like this from my experience with NFCU/USAA.


Not so. I'm a member, and I tried it, and it was not available early.


Something wrong here.  I've done DD with both institutions and it was early availability with each.  Perhaps because I get two deposits per month, SSDI and VA (both from the US Government directly, of course)?

Message 13 of 114
SouthJamaica
Mega Contributor

Re: Credit unions with early direct deposit


@Anonymouswrote:

@SouthJamaicawrote:

@Anonymouswrote:

NFCU is a day early, but any military associated bank/CU will be like this from my experience with NFCU/USAA.


Not so. I'm a member, and I tried it, and it was not available early.


Something wrong here.  I've done DD with both institutions and it was early availability with each.  Perhaps because I get two deposits per month, SSDI and VA (both from the US Government directly, of course)?


Some credit unions have early availability for deposits of military related members; this thread should be limited to those which make it available to all members.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 14 of 114
SouthJamaica
Mega Contributor

Re: Credit unions with early direct deposit


@creditfanwrote:

here is another one

https://www.chimebank.com/get-paid-early/


Maybe I'm old school but I'm a little wary of depositing my money in a bank which doesn't give you a street address.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 15 of 114
codefreak13
Regular Contributor

Re: Credit unions with early direct deposit

Abri CU in Illinois does early DD (usually in by 7 AM Central a day early).

Message 16 of 114
Anonymous
Not applicable

Re: Credit unions with early direct deposit


@Anonymouswrote:

NFCU is a day early, but any military associated bank/CU will be like this from my experience with NFCU/USAA.


Only a day early if you have military direct deposit. 

 

If you're everyone else, it's like 30 minutes early. 

Message 17 of 114
Creditfan1234
Contributor

Re: Credit unions with early direct deposit

My credit union is always a day early for both my wife and my DD. University FCU ucreditu.com 

 

If you have connections to Utah they are great. 

 

There is also Mountain America CU or America First CU that other provide the day early DD

Message 18 of 114
OmarR
Established Contributor

Re: Credit unions with early direct deposit

I am a civilian. 

 

USAA direct deposit's my paycheck the day before payday @ 6:30am.

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 19 of 114
Anonymous
Not applicable

Re: Credit unions with early direct deposit


@OmarRwrote:

I am a civilian. 

 

@usaa direct deposit's my paycheck the day before payday @ 6:30am.


Love USAA!

Message 20 of 114
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