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Applied for Auto Refi and Credit Card both Instant Approved. Went for memebership and because my license is 2 years old they need a utility bill in my name I pay no utilities. I feel like it was a waste of an HP. I will just stick with my Navy FCU accounts.
They all have their little pecadillos. Lenders seem to have a hard time understanding that some peoples' utilities are included in their rent. I had that issue in the condo we lived in before we bought our house.
@Harvey26 wrote:Applied for Auto Refi and Credit Card both Instant Approved. Went for memebership and because my license is 2 years old they need a utility bill in my name I pay no utilities. I feel like it was a waste of an HP. I will just stick with my Navy FCU accounts.
FCC claissified Internet as a utility - do you have a cell phone bill in your name? That should be enough.
@DeeBee78 wrote:
@Harvey26 wrote:Applied for Auto Refi and Credit Card both Instant Approved. Went for memebership and because my license is 2 years old they need a utility bill in my name I pay no utilities. I feel like it was a waste of an HP. I will just stick with my Navy FCU accounts.
FCC claissified Internet as a utility - do you have a cell phone bill in your name? That should be enough.
+1 Absolutely.
Don't give up that easily, OP!
@Harvey26 wrote:Applied for Auto Refi and Credit Card both Instant Approved. Went for memebership and because my license is 2 years old they need a utility bill in my name I pay no utilities. I feel like it was a waste of an HP. I will just stick with my Navy FCU accounts.
Since I have a fraud alert on my EQ report, I always have to verify my address. I don't have any utilities (including cell phone) in my name either, at least not in South Florida, so I always include a copy of my bank statement as proof of address. I haven't had any issues even with banks that requested a utility bill. Good luck OP!
Sounds like the want a form of identification;
Social Security Card is a legal GOVERNMENT issued form of identification. They will pretend as if they can't take it as ID but they can.
Doesn't have to be a utility bill, can be any bill. School Tuition, Cable, Phone etc.
Why not just go renew your License?
Seems like a waste when you can just renew the license right? They can't deny a non expired license. I hope that's not what you're saying.
@Gunnar419 wrote:
@DeeBee78 wrote:
@Harvey26 wrote:Applied for Auto Refi and Credit Card both Instant Approved. Went for memebership and because my license is 2 years old they need a utility bill in my name I pay no utilities. I feel like it was a waste of an HP. I will just stick with my Navy FCU accounts.
FCC claissified Internet as a utility - do you have a cell phone bill in your name? That should be enough.
+1 Absolutely.
Don't give up that easily, OP!
Have given them sprint phone bill , ID, SSN card and even my 401K statement from Merrill Lynch and none of that was good enough
@Anonymous wrote:Sounds like the want a form of identification;
Social Security Card is a legal GOVERNMENT issued form of identification. They will pretend as if they can't take it as ID but they can.
Doesn't have to be a utility bill, can be any bill. School Tuition, Cable, Phone etc.
Why not just go renew your License?
Seems like a waste when you can just renew the license right? They can't deny a non expired license. I hope that's not what you're saying.
SSA card isn't accepted many places anymore, much to my chagrin. Nothing can be done about that either.
OP: ask them what they will accept, and it's generally really easy to go get another state ID dated basially today if the 2 year old one isn't acceptable. I wouldn't give up yet, doesn't have to be a drivers license, or just go "lose" your current one.
After my recent ID issues I'd simply suggest everyone go get a passport anyway.
@Anonymous wrote:
This kind of stuff happens way too often, where an organization or an individual is stuck on 1980 or how "they know" something SHOULD be.
Like not understanding that the show Modem Family is a reflection of....Well , the Modern Family
Heather may indeed have 2 Mommies in today's world (Look it up, you too young to remember the controversy)
Anyway, I'm sometimes amazed that a company that uses 'advanced' FANCY new technology and methods...All of a sudden grinds to a halt DEMANDING and swearing they won't or can't move forward
Based upon 30 y.o. stipulations...
So I can re-sign
You can accept a scan
But God forbid you don't have a HOME line😂
If it weren't so stupid, it'd be SNL funny
Many times this stuff is just to check a box for SECONDARY identification....
@Anonymous's funny @Revelate speaks of a passport, which BTW may be easier to get than close a loan or get a CC from some lenders.
Even funnier...More ppl than we'd want to admit have ZERO clue what to do with a passport.
I seen plenty ppl ask for something ELSE...Like a Work I.D. or a freaking library card because they may NO IDEA what the freak a passport is or it's relevance, none....Can be used all over the world but whip it out in Fresno or Cleveland and prefer a cable bill to PROVE who you are
America, my home sweet home 😎
Your comments about a passport are spot on. I sent a copy of my passport for a picture id and BlisPay wanted another picture id. Really? So I sent a copy of both plus another picture id. Makes you wonder...