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Regular Contributor
Posts: 185
Registered: ‎10-05-2010

Re: Finally Debt Free!

Awesome! Way to go and certainly keep it up. No need for credit or worrying about losing points if you own your home, car and do not owe credit cards. This is something most of us may never feel. Slightly jelly, lol. 


Starting Score:EQ 609, EX 597, TU 614 (1/19/17)
Current Score: EQ 685, EX 678, TU 683 (8/12/17)
Goal Score: 700+ across all 3

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Regular Contributor
Posts: 178
Registered: ‎12-21-2016
0 Kudos

Re: Finally Debt Free!

Nice work! That has to be an incredible feeling!



Established Contributor
Posts: 506
Registered: ‎02-12-2017

Re: Finally Debt Free!

Congrats & indeed thank God almighty!
Senior Contributor
Posts: 6,431
Registered: ‎08-04-2014
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Re: Finally Debt Free!

Congratulations on your success!!!! It truly is an amazing feeling!!! 

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/07/17 EQ 778 TU 789 EXP 780
Current Score: 778
Goal Score: 800
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Frequent Contributor
Posts: 384
Registered: ‎03-21-2016
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Re: Finally Debt Free!

Congratulations!



6/2017 - EQ 680 // TU 666 // EX 676
3/2016 - EQ 615 // TU 605 // EX 621
Regular Contributor
Posts: 131
Registered: ‎10-02-2016
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Re: Finally Debt Free!

Congrats on your persistence to living a debt free lifestyle. Someday in the near future I hope to join you in the ranks!


In the garden until January 2019
Valued Member
Posts: 53
Registered: ‎11-09-2015

Re: Finally Debt Free!

I don't own a home yet. I'm a loser who lives in my mom's basement, but I'm going to save up cash over the next five years to buy a house outright so that I never need a mortgage. I don't care to look like a loser when in the end I'm not taking on any more debt.

Established Contributor
Posts: 583
Registered: ‎05-09-2016
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Re: Finally Debt Free!

I want to be you when I grow up. Congrats onbeing debt free!!! Dont worry about what folks think of you, you have a car outright with no car loan. Buying a house cash takes determination but you will laugh the last laugh with a full bank account. Keep on pushing!!!

Frequent Contributor
Posts: 474
Registered: ‎10-05-2012

Re: Finally Debt Free!

Nice job vision !

 

I'm with Black, no need to be hard on yourself. You are debt free and going down right path, you should feel proud.

 

Many people who own homes probably wish they didn't.

Super Contributor
Posts: 6,168
Registered: ‎02-24-2015

Re: Finally Debt Free!


wa3more wrote:

Nice job vision !

 

I'm with Black, no need to be hard on yourself. You are debt free and going down right path, you should feel proud.

 

Many people who own homes probably wish they didn't.


Very true. It's a huge financial burden. People think because the bank gives them a mortgage, that means they can afford a home, but it's simply not true. It's a huge burden,  one you can't walk away from once you're stuck with it.


FICO8 EQ 736 TU 761 EX 741 FICO5 EQ 720 Total revolving 422500

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