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Freezing chexsystems report

Established Contributor

Freezing chexsystems report

I read an old post from 2010 that said they got an online checking account by freezing their chexsystems record. I tried it but I wasn't approved for a Checking account because since thet cojodntb check chexsystems, they checked EWS. Oh well....
9 REPLIES
New Contributor

Re: Freezing chexsystems report

What information was on your EWS that they denied you for?


5/15/2017 FICO 8 Scores: Ex-617 Eq-593 TU-584
6/3/2017 Scores: EX-651 Eq-612 TU-631
Frequent Contributor

Re: Freezing chexsystems report

Have you tried Ally Bank or TD Bank?

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Established Contributor

Re: Freezing chexsystems report

There is an old account from td bank on my chexsystems
New Contributor

Re: Freezing chexsystems report

What bank were you trying to apply for

Established Contributor

Re: Freezing chexsystems report

I tried them all. I have woodforest bank. I had gotten approved by SunTrust and then they closed it a couple days later due to EWS. They say I wrote a bad check. I also applied for capital one 360, PNC, wells Fargo. Then I just stopped.

The bank I have now is good and they have a second chance account, it was converted into a regular account after a year. I dont like having to drive 5 miles to walmart every time that i want to go to the bank. I was approved for a td bank account and they sold my old account to collections. Perhaps I can put 5 dollars in it and see of they close it after a few weeks before I put more money in it
New Contributor

Re: Freezing chexsystems report

Wow do u have key bank near u. They will give u a shot. When you applied for capital one did they tell u they checked ews.

I'm currently trying to find out how to freeze ews
Established Contributor

Re: Freezing chexsystems report

Yes I think they did. I don't have a key bank near me. Please let me know of you figure out how to freeze was.
Established Contributor

Re: Freezing chexsystems report

EWS
New Contributor

Re: Freezing chexsystems report

I promise to check back its my mission for ths week and I am relentless lol