Credit Card Center Advertiser Disclosure

Reply
Established Contributor
Posts: 975
Registered: ‎10-08-2014
0 Kudos

Freezing chexsystems report

I read an old post from 2010 that said they got an online checking account by freezing their chexsystems record. I tried it but I wasn't approved for a Checking account because since thet cojodntb check chexsystems, they checked EWS. Oh well....
New Contributor
Posts: 64
Registered: ‎04-27-2017
0 Kudos

Re: Freezing chexsystems report

What information was on your EWS that they denied you for?


5/15/2017 FICO 8 Scores: Ex-617 Eq-593 TU-584
6/3/2017 Scores: EX-651 Eq-612 TU-631
Frequent Contributor
Posts: 329
Registered: ‎02-24-2017
0 Kudos

Re: Freezing chexsystems report

Have you tried Ally Bank or TD Bank?

Established Contributor
Posts: 975
Registered: ‎10-08-2014
0 Kudos

Re: Freezing chexsystems report

There is an old account from td bank on my chexsystems
New Contributor
Posts: 107
Registered: ‎05-02-2017
0 Kudos

Re: Freezing chexsystems report

What bank were you trying to apply for

Established Contributor
Posts: 975
Registered: ‎10-08-2014
0 Kudos

Re: Freezing chexsystems report

I tried them all. I have woodforest bank. I had gotten approved by SunTrust and then they closed it a couple days later due to EWS. They say I wrote a bad check. I also applied for capital one 360, PNC, wells Fargo. Then I just stopped.

The bank I have now is good and they have a second chance account, it was converted into a regular account after a year. I dont like having to drive 5 miles to walmart every time that i want to go to the bank. I was approved for a td bank account and they sold my old account to collections. Perhaps I can put 5 dollars in it and see of they close it after a few weeks before I put more money in it
New Contributor
Posts: 107
Registered: ‎05-02-2017

Re: Freezing chexsystems report

Wow do u have key bank near u. They will give u a shot. When you applied for capital one did they tell u they checked ews.

I'm currently trying to find out how to freeze ews
Established Contributor
Posts: 975
Registered: ‎10-08-2014
0 Kudos

Re: Freezing chexsystems report

Yes I think they did. I don't have a key bank near me. Please let me know of you figure out how to freeze was.
Established Contributor
Posts: 975
Registered: ‎10-08-2014
0 Kudos

Re: Freezing chexsystems report

EWS
New Contributor
Posts: 107
Registered: ‎05-02-2017
0 Kudos

Re: Freezing chexsystems report

I promise to check back its my mission for ths week and I am relentless lol

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.