Has anyone heard of Payoff Inc?

[CreditCuriosity]

Tried for giggles.

It matches my TU 08..  Score 699

Reasons for our decision:

You have a lot of hard inquiries on your credit report.

(4 in the last 12 months)... Seems very conservative to me.  Prosoper offers me loans (horrid rates), lending tree doesn't.

[ibmrad7]

Just tried.

Got higher interest rates compared to Lending Club.

[Anonymous]

On the bright side it has my TU score 8 points higher than myfico. So maybe there's an update coming via scorewatch tonight or tomorrow.

[CreditCuriosity]

wonder how they pull without any part of of ones SSN.

[Strogen]

Pre-qual part of site is down.... how completely idiotic of them. 

Loose that good business Payoff.com just keep loosing it. 

Any website that is down during normal hours isnt a website IMHO..... 

[Anonymous]

I will check them out. Thanks ghgirll123

[Anonymous]

Finallypayingattention & CreditCuriousity - I am pretty sure you can try in the near future. Have you looked into Lending club and prosper? I started my research on them yesterday. They offer pretty low rates, but my credit needs to be a little better. The good thing with these lenders is they only run soft pulls.

[Anonymous]

I got declined by Prosper and Lending club offered me a 4k loan at 26%. No, thank you...haha

[Anonymous]

Do they include mortgage payments in their calculation?

[Anonymous]

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@Anonymous wrote:

Has anyone heard of Payoff Inc?  

what are your thoughts?

Edit: removed link --SE

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Sorry Bliss831. I have never heard of them. Good luck!!