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Tried for giggles.
It matches my TU 08.. Score 699
Reasons for our decision:
You have a lot of hard inquiries on your credit report.
(4 in the last 12 months)... Seems very conservative to me. Prosoper offers me loans (horrid rates), lending tree doesn't.
Just tried.
Got higher interest rates compared to Lending Club.
On the bright side it has my TU score 8 points higher than myfico. So maybe there's an update coming via scorewatch tonight or tomorrow.
wonder how they pull without any part of of ones SSN.
Pre-qual part of site is down.... how completely idiotic of them.
Loose that good business Payoff.com just keep loosing it.
Any website that is down during normal hours isnt a website IMHO.....
I will check them out. Thanks ghgirll123
Finallypayingattention & CreditCuriousity - I am pretty sure you can try in the near future. Have you looked into Lending club and prosper? I started my research on them yesterday. They offer pretty low rates, but my credit needs to be a little better. The good thing with these lenders is they only run soft pulls.
I got declined by Prosper and Lending club offered me a 4k loan at 26%. No, thank you...haha
Do they include mortgage payments in their calculation?
@Anonymous wrote:Has anyone heard of Payoff Inc?
what are your thoughts?
Edit: removed link --SE
Sorry Bliss831. I have never heard of them. Good luck!!