Credit Card Center Advertiser Disclosure†
03-12-2017 01:41 PM
41M (married so combined)
Roth IRA $2000
03-14-2017 12:22 PM
32 M single
no stock or 401k or any of that
03-20-2017 07:35 PM - edited 03-20-2017 07:36 PM
Savings: 6.2k, ESOP: About 2k in stock/cash
Fico: 644 (as of last month, decreased CC utilization by about 11%, so waiting for an update)
Debt: Student Loans, a lot (and still won't graduate until next year) :/
Savings goal by EoY: 8.5k (hopefully I can land an internship this summer, if so, I'll update this goal).
Fico goal by EoY: The only thing hurting me is utilization, so I'll put it at 700.
03-22-2017 07:28 PM - edited 03-22-2017 07:31 PM
House is paid for in full, car is paid for in full (but will be financing later this year new one) cash on hand $25K , all credit cards paid in full each month
03-23-2017 06:30 PM
03-23-2017 06:52 PM
A lot of times its not how much you make but how much you spend that determines savings. As i said before dw and I own a small business. Our over head is as low as possible. We have watched many competing firms come and go. Right now within 50 miles of us I know 4 firms about to go out of business. Each time one folds we take over their clients.
03-29-2017 08:02 PM
FICO: 647 EQ
Savings goal for 2017: $9k (while I help DH pay off his debts)
Savings goal for 2018: $24k
FICO goal for 2017: 690
04-02-2017 09:13 PM
85k. 401k opened 4 1/2 years ago.
3k. 529 plan for 2 year old.
Fico 640 ( up from 529 in two months)
1900. Credit card debt in 12 months 0 percent deal.
I am am putting in with company match 20k a year into 401k. and 2k a year into 529 plan. Trying to increase saving account money. Opened second savings account for long term savings as tend to use primary for vacations.
04-13-2017 12:13 AM
30yo wife is 30 as well
220k Savings from a few good years we'll never touch it, not even to pay down debts, emergency / retirement money only!
28k debt, was 64K last month
621 EQ Fico (580 last month, still waiting on util to update)
Mortgage 1675/mo - cars paid off - CC's paid down monthlybut rarely in full
House paid 185k invested 100k current appraisal 450k realistic listing price 495k
That being said, I don't mind paying the mortgage every month
If anything, I think my AT&T bill will be the cause of us going broke...
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.