03-12-2017 01:41 PM
41M (married so combined)
Roth IRA $2000
03-20-2017 07:35 PM - edited 03-20-2017 07:36 PM
Savings: 6.2k, ESOP: About 2k in stock/cash
Fico: 644 (as of last month, decreased CC utilization by about 11%, so waiting for an update)
Debt: Student Loans, a lot (and still won't graduate until next year) :/
Savings goal by EoY: 8.5k (hopefully I can land an internship this summer, if so, I'll update this goal).
Fico goal by EoY: The only thing hurting me is utilization, so I'll put it at 700.
03-22-2017 07:28 PM - edited 03-22-2017 07:31 PM
House is paid for in full, car is paid for in full (but will be financing later this year new one) cash on hand $25K , all credit cards paid in full each month
03-23-2017 06:30 PM
03-23-2017 06:52 PM
A lot of times its not how much you make but how much you spend that determines savings. As i said before dw and I own a small business. Our over head is as low as possible. We have watched many competing firms come and go. Right now within 50 miles of us I know 4 firms about to go out of business. Each time one folds we take over their clients.
03-29-2017 08:02 PM
FICO: 647 EQ
Savings goal for 2017: $9k (while I help DH pay off his debts)
Savings goal for 2018: $24k
FICO goal for 2017: 690
04-02-2017 09:13 PM
85k. 401k opened 4 1/2 years ago.
3k. 529 plan for 2 year old.
Fico 640 ( up from 529 in two months)
1900. Credit card debt in 12 months 0 percent deal.
I am am putting in with company match 20k a year into 401k. and 2k a year into 529 plan. Trying to increase saving account money. Opened second savings account for long term savings as tend to use primary for vacations.
04-13-2017 12:13 AM
30yo wife is 30 as well
220k Savings from a few good years we'll never touch it, not even to pay down debts, emergency / retirement money only!
28k debt, was 64K last month
621 EQ Fico (580 last month, still waiting on util to update)
Mortgage 1675/mo - cars paid off - CC's paid down monthlybut rarely in full
House paid 185k invested 100k current appraisal 450k realistic listing price 495k
That being said, I don't mind paying the mortgage every month
If anything, I think my AT&T bill will be the cause of us going broke...
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