04-01-2016 09:54 AM - edited 04-01-2016 09:56 AM
Below are my stats so far.
31 yr old Male
Emergency funds: $6k (only started this year)
401k: $14k (started 3 years ago)
529 College Savings: $1k
Available credit on cards: $16.5k
CC: $1.5k (includes recent 4 night vacation)
Student Loans: $8k
Vehicle loan: $15k
Personal loan: $9k
Goals for 2016 (By the EOY):
Emergency funds: $12k
Available credit on cards: $22.5k
529 College Savings: $3k
04-01-2016 03:32 PM
31 y/o female
Emergency funds: $4k (started saving in Jan)
401k: $226 I am funding this myself since my employer does not offer matching
Goals for 2016:
Emergency funds: $14,000
Also this year I am funding home renovations (decided to not touch home equity) for a total cost of 6k. I am redoing the bathroom, kitchen, and new hardwood floors on the first level (dining room, living room and kitchen).
04-01-2016 03:47 PM
04-03-2016 09:51 AM
I bought my home in 2008 so I've had it for almost 8 years. At the time I purchased it for 160,000 with a 5.5 interest rate. It has been my best financial accomplishment so far. Good luck on your future home. And keep saving for retirement!
04-03-2016 04:57 PM
04-04-2016 05:12 AM
Debt: 4K... because I booked two long vacations.
04-04-2016 08:23 PM
04-04-2016 08:44 PM
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