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How much Money do you have Saved???

New Contributor

Re: How much Money do you have Saved???

Below are my stats so far.

 

31 yr old Male

 

 

Current:

 

Emergency funds: $6k (only started this year)

401k: $14k (started 3 years ago)

529 College Savings: $1k

Available credit on cards: $16.5k

 

Debt:

CC: $1.5k (includes recent 4 night vacation)

Student Loans: $8k

Vehicle loan: $15k

Personal loan: $9k

 

Goals for 2016 (By the EOY):

 

Emergency funds: $12k 

401k: $18k 

Available credit on cards: $22.5k

529 College Savings: $3k

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2/20/2017: EQ 701, TU 729, EX 718 (Started 4/1/2015 with EQ 614, TU 618, EX 612)
AMEX: HHonors $4,000 / Platinum Charge Card (NL) / Blue Cash Everyday $1,100 / Everyday Card $1,500 / Delta Blue $1,000
Discover: $8,500
Comenity: BJ's Club $6,000
CITI: Citi AAdvantage Platinum $11,000 / Home Depot $6,500 / Expedia+ Voyager $5,000 / American Airlines $2,500
SYNC Bank: CareCredit $12,000 / Amazon $6,000 / Walmart store card $6,500
Capital One: Capital One Venture One $4,500 / Capital One Playstation Card $2,000 / Cap One Secured $1,000 / Capital One GM Buy Power $1,000
Barclay: Choice Hotels Visa Signature $1,500.00
Other: Fingerhut $2,100 / First Premiere Bank $900 / Milestone One $300

Message 81 of 172
Frequent Contributor

Re: How much Money do you have Saved???

31 y/o female

 

Current:

 

Emergency funds: $4k (started saving in Jan)

401k: $226 Smiley Sad  I am funding this myself since my employer does not offer matching

 

 

Goals for 2016:

 Emergency funds: $14,000 

401k: $1000

 

Also this year I am funding home renovations (decided to not touch home equity) for a total cost of 6k. I am redoing the bathroom, kitchen, and new hardwood floors on the first level (dining room, living room and kitchen).

-------------------------------------------------------------------------------------------------Fico Score Range 600-625 across the board
Message 82 of 172
Regular Contributor

Re: How much Money do you have Saved???

Hi Shalane. We are close in age and savings 😊. My employer don't match either,.. Doing this solo. How long have you had your home? I'm in the process of buying this year.






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Message 83 of 172
Frequent Contributor

Re: How much Money do you have Saved???

Hey 800ficogirl!

 

I bought my home in 2008 so I've had it for almost 8 years. At the time I purchased it for 160,000 with a 5.5 interest rate. It has been my best financial accomplishment so far. Good luck on your future home. And keep saving for retirement!

-------------------------------------------------------------------------------------------------Fico Score Range 600-625 across the board
Message 84 of 172
Regular Contributor

Re: How much Money do you have Saved???

Well done Shalane. Im very excited about owning a home. Debt is going down and savings going up. I'm on my way 😊






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Message 85 of 172
Regular Contributor

Re: How much Money do you have Saved???

27 M

 

Savings: 25K

 

 

Debt: 4K... because I booked two long vacations.

Message 86 of 172
Established Contributor

Re: How much Money do you have Saved???

Debt that you are going to pay off next month or over a period of time?
Message 87 of 172
Regular Contributor

Re: How much Money do you have Saved???

You can list any debt short term or long. I primary wanted to see average savings $$,. But debt vs savings paint a better picture on networth.






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Message 88 of 172
Established Contributor

Re: How much Money do you have Saved???

55 in 401k & 59 in savings. no debt at this point. 35M
Message 89 of 172
Regular Contributor

Re: How much Money do you have Saved???

Darwin do you mean $55K






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Message 90 of 172