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New Contributor
Posts: 52
Registered: ‎05-30-2015
0

Re: How much Money do you have Saved???

[ Edited ]

Below are my stats so far.

 

31 yr old Male

 

 

Current:

 

Emergency funds: $6k (only started this year)

401k: $14k (started 3 years ago)

529 College Savings: $1k

Available credit on cards: $16.5k

 

Debt:

CC: $1.5k (includes recent 4 night vacation)

Student Loans: $8k

Vehicle loan: $15k

Personal loan: $9k

 

Goals for 2016 (By the EOY):

 

Emergency funds: $12k 

401k: $18k 

Available credit on cards: $22.5k

529 College Savings: $3k

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2/20/2017: EQ 701, TU 729, EX 718 (Started 4/1/2015 with EQ 614, TU 618, EX 612)
AMEX: HHonors $2,500 / Platinum Charge Card (NL) / Blue Cash Everyday $1,100 / Everyday Card $2,000 / Delta Gold $1,000
Discover: $5,000
CITI: Citi AAdvantage Platinum $5,500 / Home Depot $5,500 / American Airlines $2,500
SYNC Bank: CareCredit $5,500 / Amazon $5,000 / Walmart store card $5,000
Capital One: Capital One Quicksilver $4,500 / Capital One Playstation Card $2,000 / Cap One Secured $1,000 / Capital One GM Buy Power $1,000
Barclay: Choice Hotels Visa Signature $4,140.00
Other: Fingerhut $2,100 / First Premiere Bank $500 / Milestone One $300

Frequent Contributor
Posts: 317
Registered: ‎06-19-2008
0

Re: How much Money do you have Saved???

31 y/o female

 

Current:

 

Emergency funds: $4k (started saving in Jan)

401k: $226 Smiley Sad  I am funding this myself since my employer does not offer matching

 

 

Goals for 2016:

 Emergency funds: $14,000 

401k: $1000

 

Also this year I am funding home renovations (decided to not touch home equity) for a total cost of 6k. I am redoing the bathroom, kitchen, and new hardwood floors on the first level (dining room, living room and kitchen).

-------------------------------------------------------------------------------------------------Fico Score Range 600-625 across the board
Regular Contributor
Posts: 192
Registered: ‎07-13-2011
0

Re: How much Money do you have Saved???

Hi Shalane. We are close in age and savings 😊. My employer don't match either,.. Doing this solo. How long have you had your home? I'm in the process of buying this year.






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Frequent Contributor
Posts: 317
Registered: ‎06-19-2008
0

Re: How much Money do you have Saved???

Hey 800ficogirl!

 

I bought my home in 2008 so I've had it for almost 8 years. At the time I purchased it for 160,000 with a 5.5 interest rate. It has been my best financial accomplishment so far. Good luck on your future home. And keep saving for retirement!

-------------------------------------------------------------------------------------------------Fico Score Range 600-625 across the board
Regular Contributor
Posts: 192
Registered: ‎07-13-2011
0

Re: How much Money do you have Saved???

Well done Shalane. Im very excited about owning a home. Debt is going down and savings going up. I'm on my way 😊






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Contributor
Posts: 85
Registered: ‎02-10-2016
0

Re: How much Money do you have Saved???

27 M

 

Savings: 25K

 

 

Debt: 4K... because I booked two long vacations.

AMEX PLATINUM NPSL; AMEX BCE $2000; BOA CASH REWARDS $5900; DISCOVER IT $5600; AMAZON STORE $5000; QUICKSILVER $2750; QUICKSILVERONE $3000; CITI SIMPLICITY $6800; CITI DOUBLE CASH $1000; CHASE SAPPHIRE $5000; CHASE FREEDOM UNLIMITED $1700; BARCLAY ARRIVAL $2000; AMEX EVERYDAY $1000; AMAZON PRIME VISA SIGNATURE $4000
Established Contributor
Posts: 1,007
Registered: ‎03-14-2007
0

Re: How much Money do you have Saved???

Debt that you are going to pay off next month or over a period of time?
Regular Contributor
Posts: 192
Registered: ‎07-13-2011
0

Re: How much Money do you have Saved???

You can list any debt short term or long. I primary wanted to see average savings $$,. But debt vs savings paint a better picture on networth.






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000
Established Contributor
Posts: 1,007
Registered: ‎03-14-2007
0

Re: How much Money do you have Saved???

55 in 401k & 59 in savings. no debt at this point. 35M
Regular Contributor
Posts: 192
Registered: ‎07-13-2011
0

Re: How much Money do you have Saved???

Darwin do you mean $55K






Starting Score: 524
Current Score:672-709
Goal Score:800

WellsFargo $2700 - NF Rewards Visa Signature $5000 - NF Rewards $3200 - Barclay $5500 - Walmart $3500- Sleep center $2000 - Cap One Quick Silver $4500 - Khols $300- HHGreggs $3000 - NFCU Checking Line $15,000 - Chase Sapphire Preferred $5000

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