Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 207
Registered: ‎03-18-2016

I just love Navy Federal.

I have to say I absolutely love Navy Federal credit union.

I got my cash rewards card bumped to $22k last month. So this month I figured I would ask to have my CLOC increased. I filled out the paper work about 2 hours ago and just got the email that they approved my CLOC up to $15k

All this while I'm carrying about $16k across all of my cards right now (27% UTL) and with my scores at EQ-649 TU-651 EX-652

It is so awesome working on your credit. I still have about 3 negative items left in my credit report. They will all be gone in about 22 months. They are paid just waiting on them to fall off.

2 years ago I started with a secured card from capital one and now I have $66,200 available in unsecured credit.

I'm actually in the process of looking at homes to buy right now.
Current Scores: 6/7/17: [EQ-651] [TU-653] [EX-670]

Mortgage Scores: 6/7/17: [EQ-656] [TU-641] [EX-660]

Total Available Credit: $70,500 plus a hidden $12,000 LOC
Valued Member
Posts: 42
Registered: ‎09-02-2007

Re: I just love Navy Federal.

Awesome job! I just joined NFCU today and already love it. Just got approved for the Platinum card today.

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Highlighted
Established Contributor
Posts: 697
Registered: ‎09-29-2014

Re: I just love Navy Federal.

OP Super Congratulations !!!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $2K l Aviator Red $3.5K | Best Buy $3K | Amazon $6K | Chase $5K | BBVA $5K | UFCU $10K | NFCU $15K

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.