I used SL and RF for high interest loans. Used the funds to pay down debt, scores shot up. THEN I got a LC loan to pay off the SL and RF, just depends on what your ultimate goal is. LC has better rates, you may want to look into other crowd sourcing loans...FYI SL and RF both require you to take out an insurance on the funds thus making the total loan amount significantly more..GOOG LUCK!
