I'll be starting a new monthly post thread called the "Savings Playground" which is like the "New Credit Garden" to help people find new ways to save and set personal goal posts for your savings journey.
For every $1 I make in net income, I save over 63 cents. I spend the other 37 cents on either living expenses or personal travel. I love saving and have dozens of savings accounts from IRA to crypto currency to general bank savings accounts to insurance deductible accounts.
Theoretically I could have retired at 40 just because I save so well. Spending is boring to me, there is absolutely nothing I need, want or even look at whenever I go shopping. The biggest expense I had in the past year other than personal travel was a nice gold watch I had been saving for since I was 19!
