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Langley Credit Union questions

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Subexistence
Established Contributor

Langley Credit Union questions

I am joining through 

  • I am a member of Coliseum Ctrl Business Improvement District - Hampton.

 

 

What is the minimum easiest account to get with them no with the least deposit and maintenance required to get access to the fico score, yet avoiding fees?

 

Also are they Eq hard pull?

 

 








Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760


Take the myFICO Fitness Challenge

History of my credit
Message 1 of 6
5 REPLIES 5
SouthJamaica
Mega Contributor

Re: Langley Credit Union questions


@Subexistence wrote:

I am joining through 

  • I am a member of Coliseum Ctrl Business Improvement District - Hampton.

 

 

What is the minimum easiest account to get with them no with the least deposit and maintenance required to get access to the fico score, yet avoiding fees?

 

Also are they Eq hard pull?

 

 


As with all credit unions, the easiest account is the share savings account.

Their checking account is no fee, and no minimum, so no reason not to get that if you want it.

I don't know what you need to get access to their FICO score, but the score Langley gives you is EQ FICO 8.

It is an EQ FICO 8 hard pull.

I find them to be a pretty user friendly credit union. Direct deposits are credited early, interest rates on credit products are low, easy to use web site.

 

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 2 of 6
Subexistence
Established Contributor

Re: Langley Credit Union questions

I called and they say they offer equifax09 and no longer offer EQ mortgage scores. I will no longer proceed to make an account with them.








Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760


Take the myFICO Fitness Challenge

History of my credit
Message 3 of 6
Anonymous
Not applicable

Re: Langley Credit Union questions


@Subexistence wrote:

I called and they say they offer equifax09 and no longer offer EQ mortgage scores. I will no longer proceed to make an account with them.


IIRC DCU offers EQ FICO Score 5 with a share savings account. It earns 5.12% APY on balances up to $1K (recent change) Good luck!

Message 4 of 6
Subexistence
Established Contributor

Re: Langley Credit Union questions


@Anonymous wrote:

@Subexistence wrote:

I called and they say they offer equifax09 and no longer offer EQ mortgage scores. I will no longer proceed to make an account with them.


IIRC DCU offers EQ FICO Score 5 with a share savings account. It earns 5.12% APY on balances up to $1K (recent change) Good luck!


How much am I able to fund by credit card?








Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760


Take the myFICO Fitness Challenge

History of my credit
Message 5 of 6
Anonymous
Not applicable

Re: Langley Credit Union questions


@Subexistence wrote:

@Anonymous wrote:

@Subexistence wrote:

I called and they say they offer equifax09 and no longer offer EQ mortgage scores. I will no longer proceed to make an account with them.


IIRC DCU offers EQ FICO Score 5 with a share savings account. It earns 5.12% APY on balances up to $1K (recent change) Good luck!


How much am I able to fund by credit card?


When my brother-n-law opened his account it was $250. Idk how much it is now. You'll have to do some research to find out or simply open an account. 

Message 6 of 6
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