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Lending club

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Established Contributor

Re: Lending club

Congrats they must be kin to Barclays lol they are HP sensitive.
Message 11 of 14
Valued Contributor

Re: Lending club


bigpoppa09 wrote:
Congrats they must be kin to Barclays lol they are HP sensitive.

As someone who used to invest with Lending Club, perhaps their credit underwriting isn't strong enough

 

I started off with 15 notes (shares of a different loan) @ $25 each, and three of the loans went into default. 

Amazon Store Card - 3.7k / AMEX Blue Cash Preferred - 1k / AMEX Delta - 3.4k / AMEX Hilton Honors - 1.2K / Capital One Quicksilver - 15k / Citi ThankYou Premier - 5.6k / Citi AT&T 4.6k / Citi AAdvantage Platinum - 6.5k / Citi Simplicity - 4.6k / Empower MasterCard - 1k / Navy Federal Flagship - 10k / USAA Limitless - 5k / USAA Rate Advantage - 2k (previously 5k)
Message 12 of 14
New Visitor

Re: Lending club

Are they completely paperless or did they send you confirmation of approval or any documents via mail as well?( noticing more paperless loans now a days).
Message 13 of 14
Established Contributor

Re: Lending club

Hello ghgirl - How much of a fee did they charge with the $23k loan?  I have been pre-approved for up to $35k.  What rate did you get if you do not mind me asking....thanks in advance.

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 14 of 14