It is not unheard of that you may still receive a phone call for verification. If it goes beyond the 4 days it does hurt to call and ask if they need any additional information.
Since we are all curious:
1. How big a loan did you get?
2. What APR?
3. How many inquiries the last 12 months?
Hello! I was approved for a 23k lending club loan with 22 hps . My goal is to focus on paying this debt off so I chose a 36 month term and to stop incurring debt.
I am curious as to how the loan reports to the credit bureau's, does it show up as a personal line of credit or loan or as another credit card? Also, how much of the payment each month actually goes to what you owe? I assume if you have a 36 month loan at a set monthly payment then all of the payment would go to what you owe? Thanks
Thanks, Have you seen a jump in scores if you used it to pay off credit cards? How long does it take to report on credit? Thanks
Yes about 30 points although I paid lendmark off and it still hasn't reported the cb as paid so I'm hoping to get another jump then.