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07-27-2017 05:37 PM
07-27-2017 06:04 PM
It is not unheard of that you may still receive a phone call for verification. If it goes beyond the 4 days it does hurt to call and ask if they need any additional information.
Since we are all curious:
1. How big a loan did you get?
2. What APR?
3. How many inquiries the last 12 months?
07-28-2017 06:02 AM
07-28-2017 11:38 AM
When you accepted one of the offers then did you get a HP?
08-13-2017 09:05 AM
Hello! I was approved for a 23k lending club loan with 22 hps . My goal is to focus on paying this debt off so I chose a 36 month term and to stop incurring debt.
09-07-2017 09:49 PM
I am curious as to how the loan reports to the credit bureau's, does it show up as a personal line of credit or loan or as another credit card? Also, how much of the payment each month actually goes to what you owe? I assume if you have a 36 month loan at a set monthly payment then all of the payment would go to what you owe? Thanks
09-07-2017 09:59 PM
09-07-2017 10:03 PM
Thanks, Have you seen a jump in scores if you used it to pay off credit cards? How long does it take to report on credit? Thanks
09-09-2017 08:35 PM
Yes about 30 points although I paid lendmark off and it still hasn't reported the cb as paid so I'm hoping to get another jump then.
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