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Posts: 11
Registered: ‎10-11-2017
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Looking for CU CC with a High Limit... other than NAVY

Navy are giving out VERY poor credit limit approvals.  I am looking for a new Credit Union to join that is offereing HIGH credit limits like Navy Did in the past!  I hope you guys can help.  Smiley Happy

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Posts: 2,327
Registered: ‎03-28-2017
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Re: Looking for CU CC with a High Limit... other than NAVY

FICO scores?

FICO8 3/17 550EX, 570TU, 559EQ
FICO8 10/17 699EX, 693TU, 717EQ
New Member
Posts: 11
Registered: ‎10-11-2017
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Re: Looking for CU CC with a High Limit... other than NAVY

FICO 8       they rage from 711-780

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Posts: 174
Registered: ‎06-19-2009
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Re: Looking for CU CC with a High Limit... other than NAVY

Look at PenFed. With decent scores, they can be worthwhile considering.
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Posts: 231
Registered: ‎07-02-2016

Re: Looking for CU CC with a High Limit... other than NAVY

You might give Alliant a shout.  I joined Penfed, then Alliant.  Got a 14k sl from Penfed; asked Alliant for 10k, received 15k sl.

Am EX | Barclay | BOA | Citi | Discover | USB | Current: EQ 740 TU 739 EX 763 300K Club
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Posts: 141
Registered: ‎02-23-2015
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Re: Looking for CU CC with a High Limit... other than NAVY

I have $50k limit on my Penfed Visa gold card.  But keep in mind Penfed's maximum exposure for unsecured is $50k.  You wont get more than that.

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Re: Looking for CU CC with a High Limit... other than NAVY


Shelia141 wrote:

Navy are giving out VERY poor credit limit approvals.  I am looking for a new Credit Union to join that is offereing HIGH credit limits like Navy Did in the past!  I hope you guys can help.  Smiley Happy


I haven't noticed a difference since I've regained membership with them. 

 

Was just approved for 10k yesterday morning on my NavyFed Platinum... 

Amazon Store Card - 3.7k / AMEX Ameriprise Platinum - NPSL / AMEX Blue Cash Preferred - 3k / AMEX Hilton Honors - 1.2K / Capital One Quicksilver - 15k / Chase Amazon Visa Signature - 3k / Citi ThankYou Premier - 5.6k / Citi AT&T 4.6k / Citi AAdvantage Platinum - 6.5k / Citi Simplicity - 4.6k / Empower MasterCard - 1k / USAA Limitless - 1k (previously 5k) / USAA Rate Advantage - 2k (previously 5k)
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Posts: 5,794
Registered: ‎10-06-2007
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Re: Looking for CU CC with a High Limit... other than NAVY

If you are in the San Antonio area, RBFCU rules.

10/13/2017 FICO: EQ 829 TU 816 EX 826
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Posts: 30
Registered: ‎10-08-2017
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Re: Looking for CU CC with a High Limit... other than NAVY

PenFed seems to be a good alternative. I do not think that NFCU stopped giving high SL. I was recently approved for 24k on the Flagship Visa, 2-3 months back. My scores were also in the low 600's at the time. 

 

The lady I spoke with on the phone did emphasize that your history with NFCU is a big factor in the decision process, if not more important than your FICO. I do not know how much truth there is in this but seeing how I was approved with a high SL and I have been with them since 88 it only makes sense. 


CURRENT - EQ: 678 TU: 679 EX: 657 - Goal 750
START 6/15/17 - EQ: 590 TU: 610 EX: 587 ----- Gardening 10.12.2017

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