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Looking for CU CC with a High Limit... other than NAVY

Established Member

Looking for CU CC with a High Limit... other than NAVY

Navy are giving out VERY poor credit limit approvals.  I am looking for a new Credit Union to join that is offereing HIGH credit limits like Navy Did in the past!  I hope you guys can help.  Smiley Happy

Message 1 of 9
8 REPLIES
Senior Contributor

Re: Looking for CU CC with a High Limit... other than NAVY

Message 2 of 9
Established Member

Re: Looking for CU CC with a High Limit... other than NAVY

FICO 8       they rage from 711-780

Message 3 of 9
Frequent Contributor

Re: Looking for CU CC with a High Limit... other than NAVY

Look at PenFed. With decent scores, they can be worthwhile considering.
Message 4 of 9
Frequent Contributor

Re: Looking for CU CC with a High Limit... other than NAVY

You might give Alliant a shout.  I joined Penfed, then Alliant.  Got a 14k sl from Penfed; asked Alliant for 10k, received 15k sl.

Am EX | Barclay | BOA | Citi | Discover | USB | Current: EQ 761 TU 753 EX 765 300K Club
Message 5 of 9
Regular Contributor

Re: Looking for CU CC with a High Limit... other than NAVY

I have $50k limit on my Penfed Visa gold card.  But keep in mind Penfed's maximum exposure for unsecured is $50k.  You wont get more than that.

Message 6 of 9
Valued Contributor

Re: Looking for CU CC with a High Limit... other than NAVY


Shelia141 wrote:

Navy are giving out VERY poor credit limit approvals.  I am looking for a new Credit Union to join that is offereing HIGH credit limits like Navy Did in the past!  I hope you guys can help.  Smiley Happy


I haven't noticed a difference since I've regained membership with them. 

 

Was just approved for 10k yesterday morning on my NavyFed Platinum... 

AMEX Schwab Investor Card
AMEX Everyday Preferred
AMEX Ameriprise Platinum
NFCU Amex More Rewards
USAA Limitless
Discover It
NFCU Cash Rewards
Citi ThankYou Premier
Amex Delta Platinum
Message 7 of 9
Super Contributor

Re: Looking for CU CC with a High Limit... other than NAVY

If you are in the San Antonio area, RBFCU rules.

01/23/2018: FICO 829 EQ 827 TU 831 EX
Message 8 of 9
Established Member

Re: Looking for CU CC with a High Limit... other than NAVY

PenFed seems to be a good alternative. I do not think that NFCU stopped giving high SL. I was recently approved for 24k on the Flagship Visa, 2-3 months back. My scores were also in the low 600's at the time. 

 

The lady I spoke with on the phone did emphasize that your history with NFCU is a big factor in the decision process, if not more important than your FICO. I do not know how much truth there is in this but seeing how I was approved with a high SL and I have been with them since 88 it only makes sense. 


1.3.2018 - EQ: 694 TU: 698 EX: 675 -||- 10.12.17 - EQ: 678 TU: 679 EX: 657 - Goal 750
START 6/15/17 - EQ: 590 TU: 610 EX: 587 -|- Gardening Feb 2, 2018
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