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Some intel for those who want to use MCU in the New York City area
The best rates for auto is 725+ for auto and 740+ for personal loans (my 703 qualified for a 10% 25K loan for 72 months apparently, and 2.75 for 60 months ofr auto). They pulled experian. I have heard anecdotally they have pulled TU for some others
New credit would require a new application but will use same pull within the same 30 days.
Enjoy!
Thanks for sharing!!
@gurusexy wrote:Some intel for those who want to use MCU in the New York City area
The best rates for auto is 725+ for auto and 740+ for personal loans (my 703 qualified for a 10% 25K loan for 72 months apparently, and 2.75 for 60 months ofr auto). They pulled experian. I have heard anecdotally they have pulled TU for some others
New credit would require a new application but will use same pull within the same 30 days.
Enjoy!
I've been an MCU member since 2003, and I will tell you a few things.
1) DO NOT GET AN AUTO LOAN from MCU. (This is not to bash them at all).
However, personal loans are definitely a + with MCU
They pull EX for personal loans and Auto loans
Credit Cards: TU..
For credit increases: TU