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NFCU CLOC CLI

Established Contributor

NFCU CLOC CLI

Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 1 of 13
12 REPLIES
Established Contributor

NFCU CLOC CLI

Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Sorry for double post, I can't seem to get an answer from "PERSONAL FINANCE SECTION"

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 2 of 13
Established Contributor

Re: NFCU CLOC CLI

Super congrats Kobe that's a very nice CLOC cli! 😊

 

Sorry Kobe I don't know how the NFCU CLOC works as I don't have one yet I'm sure the myfico pros will chime in shortly...😉

Message 3 of 13
Established Contributor

Re: NFCU CLOC CLI

Thanks GiJane007 !! My utilization for my CLOC was $4800 and will pay it off next month! Just thought I'd try and get the max but am happy with their counter!

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 4 of 13
Senior Contributor

Re: NFCU CLOC CLI

Yay congrats Kobe I'm happy to see you are getting along good with them now
Message 5 of 13
Regular Contributor

Re: NFCU CLOC CLI


kobe2012 wrote:
Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Sorry for double post, I can't seem to get an answer from "PERSONAL FINANCE SECTION"

I just went through this myself. I wasn't approved for the full 15K  originally either. They snail mailed me the documents they wanted me to sign. From my experience your options are to stop in a branch, snail mail or fax. However for the CLI request they never gave me the option of which one I wanted to do. Unless you're planning to use it quickly, I'd just wait for the documents to be mailed to you. Also, it took a few days before I saw the new amount reflected in my account. And under app status it STILL shows Under Review. 

Message 6 of 13
Valued Contributor

Re: NFCU CLOC CLI

Very NICE!! Congrats..you give me hope!!...Smiley Happy

AmexPlat(NPSL) Amex BCP(26k) Chase CSP (25.9) BofA CR Siggy(15k) NFCU CLOC(15K) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart MC(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) Citi Diamond(6k) J Crew(5.9k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 681(18) EQ 672(18)TU 699(19) AAOA 3.3yrs TCL=193,550
Message 7 of 13
Valued Contributor

Re: NFCU CLOC CLI

Congrats on your successful CLI.

When I got my bump from Navy, it took about 5 days to receive new docs in the mail; new amount showed up in my account after a couple of days

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (1,700) ~ NFCU CLOC (15,000) ~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG Business (3,000) ~ Care Credit (15,000)
Current Scores (7/8/17): 682 Transunion, 648 Equifax, 673 Experian
Message 8 of 13
Moderator

Re: NFCU CLOC CLI


kobe2012 wrote:
Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Sorry for double post, I can't seem to get an answer from "PERSONAL FINANCE SECTION"

Congrats on your CLI

 

In the future though, I am impatient myself but 5 hours really isn't that long of a time to get an answer to a question.  If you have concerns that you're not getting a suitable answer in a timely fashion, then PM  a mod and ask them for assistance but do not cross post intentionally in the wrong forum as this is a violation of MyFICO's Terms of Service and is confusing to other posters trying to assist you.

 

Thank you for your cooperation.

Message 9 of 13
Regular Contributor

Re: NFCU CLOC CLI

Such a fantastic feeling! 💃🏻
Yay! 😁
BK7 discharged 4-6-16
VentureOne $5500 | NFCU cash rewards $9000 | NFCU CLOC $12000 | NFCU GoRewards $3000 | Discover IT $500 | Walmart store card $3500 | Amazon prime $3500 | 76 gas card $2000 | CareCredit $7000 | Target $2000 | Kohl's $2500 | VS $2950 | Express $2950 | Wayfair $4000 | Overstock $2250 | PPC $2000
Message 10 of 13