NFCU Cloc question....

[Anonymous]

ive had my NFCU Credit card for 5 months going on 6.   i was denied a CLI early this month (should have waited till i hit the 6th month) but i was thinking of applying for the checking line of credit .  my question is   if i App for the CLOC  will it do a new HP or use the pull that was used earlier for my failed CLI.  

[AverageJoesCredit]

Cloc will be new hp. Navy loves to pull for each application normally.

[AverageJoesCredit]

Plus i think they are 2 different department, credit card and cloc.

[medicgrrl]

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@AverageJoesCredit wrote:
Plus i think they are 2 different department, credit card and cloc.

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And they don't use the same bureau

[Anonymous]

CLOC is handled by the loan department not the credit card department and most times they will pull EQ for CLOC and Auto, however they do pull TU on occasion. They pulled TU on me for CLOC and EQ for Auto Loan. Expect NFCU to always pull for each application.