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Frequent Contributor
Posts: 260
Registered: ‎02-02-2016
0

NFCU Credit Bureau Pulls

When joining NFCU, do they pull your credit bureau report and your ChexSystem or Early Warning report? I have a freeze on my ChexSystem file, so I'm wondering if I need to unfreeze it before applying. 

Valued Contributor
Posts: 1,944
Registered: ‎01-10-2016

Re: NFCU Credit Bureau Pulls

They didn't check Chex for me.. just CR
Contributor
Posts: 154
Registered: ‎07-12-2007

Re: NFCU Credit Bureau Pulls

Only a TU pull for me in NJ.

Frequent Contributor
Posts: 497
Registered: ‎05-11-2015

Re: NFCU Credit Bureau Pulls

They only puilled TU for me, as well for joining.

 

And again when I applied for a credit cared.

 

And again when I reconned for the credit card.

 

They are pull happy!   But, so far, they are totally worth the hard pulls.  I love there customer service!

EX08 726 EQ08 707 TU08 736
Valued Contributor
Posts: 1,447
Registered: ‎07-18-2015
0

Re: NFCU Credit Bureau Pulls

Only pulled TU for me in MIchigan


EQ688
TU676
EX686

Member
Posts: 6
Registered: ‎04-08-2008
0

Re: NFCU Credit Bureau Pulls


Dalmus wrote:

They only puilled TU for me, as well for joining.

 

And again when I applied for a credit cared.

 

And again when I reconned for the credit card.

 

They are pull happy!   But, so far, they are totally worth the hard pulls.  I love there customer service!


Are they not able to use the same credit pull or did you apply for the credit card after 30 days after opening the account?  

Highlighted
Regular Contributor
Posts: 111
Registered: ‎01-29-2017
0

Re: NFCU Credit Bureau Pulls

NFCU did early warning on me while they setup the account about 5 days before it was opened, then TU the day the opened my account.

FICO 8 Scores 02/21/2017 EQ 593, TU 584 EX 602 -- Current - EQ 605, TU 628, EX 622
Valued Contributor
Posts: 1,301
Registered: ‎08-25-2016
0

Re: NFCU Credit Bureau Pulls

They pulled TU for membership, TU for a loan, and TU and EQ for a card for both me and my hubby. All on the same day.
Community Leader
Super Contributor
Posts: 8,698
Registered: ‎05-25-2015
0

Re: NFCU Credit Bureau Pulls

They pulled TU for membership and card then EQ for CLOC.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards
Contributor
Posts: 132
Registered: ‎12-21-2016
0

Re: NFCU Credit Bureau Pulls

I had similar; TU for membership and EQ for my CLOC.

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