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NFCU Credit Bureau Pulls

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Anonymous
Not applicable

NFCU Credit Bureau Pulls

When joining NFCU, do they pull your credit bureau report and your ChexSystem or Early Warning report? I have a freeze on my ChexSystem file, so I'm wondering if I need to unfreeze it before applying. 

13 REPLIES 13
Creditplz
Valued Contributor

Re: NFCU Credit Bureau Pulls

They didn't check Chex for me.. just CR
Message 2 of 14
garagebandking
Regular Contributor

Re: NFCU Credit Bureau Pulls

Only a TU pull for me in NJ.

Message 3 of 14
Dalmus
Valued Contributor

Re: NFCU Credit Bureau Pulls

They only puilled TU for me, as well for joining.

 

And again when I applied for a credit cared.

 

And again when I reconned for the credit card.

 

They are pull happy!   But, so far, they are totally worth the hard pulls.  I love there customer service!

NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC:  $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K


Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814


Message 4 of 14
Anonymous
Not applicable

Re: NFCU Credit Bureau Pulls

Only pulled TU for me in MIchigan

Message 5 of 14
GTBURN
Member

Re: NFCU Credit Bureau Pulls


@Dalmus wrote:

They only puilled TU for me, as well for joining.

 

And again when I applied for a credit cared.

 

And again when I reconned for the credit card.

 

They are pull happy!   But, so far, they are totally worth the hard pulls.  I love there customer service!


Are they not able to use the same credit pull or did you apply for the credit card after 30 days after opening the account?  

Message 6 of 14
Anonymous
Not applicable

Re: NFCU Credit Bureau Pulls

NFCU did early warning on me while they setup the account about 5 days before it was opened, then TU the day the opened my account.

Message 7 of 14
rmduhon
Valued Contributor

Re: NFCU Credit Bureau Pulls

They pulled TU for membership, TU for a loan, and TU and EQ for a card for both me and my hubby. All on the same day.
Message 8 of 14
Anonymous
Not applicable

Re: NFCU Credit Bureau Pulls

They pulled TU for membership and card then EQ for CLOC.

Message 9 of 14
Anonymous
Not applicable

Re: NFCU Credit Bureau Pulls

I had similar; TU for membership and EQ for my CLOC.

Message 10 of 14
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