Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 956
Registered: ‎03-16-2012

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

As someone that file bk7, am glad I was able to join last year!! They gave me higher credit lines with low 600's ... never got these credit lines even before bk... does anyone know if I still need to renew my navy league membership??

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Community Leader
Super Contributor
Posts: 13,532
Registered: ‎04-16-2014

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

[ Edited ]

kobe2012 wrote:
As someone that file bk7, am glad I was able to join last year!! They gave me higher credit lines with low 600's ... never got these credit lines even before bk... does anyone know if I still need to renew my navy league membership??

Don't have to, but you would of never got in without the method along with the rest of us and it goes to a good cause.  Mine is up for renewal and will pay it this weekend.  Just my opinion on it and what I intend on doing.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Blispay
Frequent Contributor
Posts: 403
Registered: ‎12-13-2015

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

Come on people.  Banks cannot give out $20,000 CC for more than a few months like NFCU did.

 

MyFICO figured out the system and NFCU had to adjust their game.  The gravy train never lasts forever.

 

Glad I got mine after 2 years of being a member through a family vet.

Frequent Contributor
Posts: 325
Registered: ‎02-04-2014

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

Wow bad news for those that's wanting to join through the Navy League. I am glad I joined a few weeks back.
Super Contributor
Posts: 8,711
Registered: ‎10-03-2008

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

First USAA a while back, now NFCU, when does PenFed CU drop the hammer?
Starting Score: 848
Current Score: 832
Goal Score: 850


Take the myFICO Fitness Challenge
Contributor
Posts: 700
Registered: ‎02-07-2017

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?


Dinosaur wrote:
First USAA a while back, now NFCU, when does PenFed CU drop the hammer?

Could be any time, whenever that is. Credit unions, by their very nature, don't and can't let just anyone walk in and apply, unlike banks. They have to set certain criteria for membership. i'm just glad that I'm already in Penfed and have been for many years, same with USAA; I think I'd have been a lot more upset about this news if I didn't have those alternatives and others including Justice FCU and Apple FCU in my area, and Apple FCU is, as I said, by all accounts rebuilder-friendly. In fact I believe I'll put in my Apple FCU application in the near future.

Rebuilding credit since 2015 (BK filed 8/14, discharged 12/14) - started out in 570's, now approaching 700 (FICO 5/12:TU 640/EX 675/EQ 659 FICO 8 or 690 NG 2, VS 3.0 4/21/17: TU 683/EX 685/EQ 691)! $951 Cap One secured/$3000 Cap One unsecured/$800 Amazon Prime Store Card/$2500 Discover It )/$4000 Overstock Store Card/$10k PenFed used car loan/$5k Navient student loan. Back in the garden until Sept. 2017 unless I get an offer I can't possibly refuse...
Contributor
Posts: 97
Registered: ‎10-29-2016

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

dang. was gardening for 12 months before i applying this fall.. i kind of missed the Penfed train last summer as well but at least i was able to join in the Fall. Oh well, my credit scores are rising and my reports are clean...So i guess i have other options. Just hate it for others who were waiting to get in like me.

Established Contributor
Posts: 816
Registered: ‎09-04-2012

Re: NFCU Navy Fed no longer allowing new membership through Navy League of San Diego?

Credit unions by their nature can pick and choose who they let in. There are many great credit unions out there. We just have to find them
Valued Contributor
Posts: 1,635
Registered: ‎11-20-2016

NFCU No Longer Avail to Non-Military

http://www.doctorofcredit.com/navy-league-membership-no-longer-qualifying-navy-federal-credit-union-...

This is going to upset many people on here I am guessing.
FICO 8 Scores as of Jan 2017: TU (763) EQ (748) EX (653) Favorite Cards/Daily Drivers: U.S. Bank Cash+ Visa Sig, Discover It, and American Express Blue Cash Everyday
Community Leader
Valued Contributor
Posts: 1,952
Registered: ‎02-28-2015

Re: NFCU No Longer Avail to Non-Military


Djgrolyos wrote:
http://www.doctorofcredit.com/navy-league-membership-no-longer-qualifying-navy-federal-credit-union-...

This is going to upset many people on here I am guessing.

@Djgrolyos.

 

Thanks for the heads up.  i was one of the lucky ones that was able to join via NLUS-San Diego.  I had wondered how long that loophole would last.  I'm saddened that this day has come as NFCU provided opportunities for individuals with less than stellar credit, but it's within their discretion to allow membership to whomever they choose. Smiley Sad


Gardening till December 2017
AMEX Platinum NPSL| BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.