05-14-2017 07:28 AM
NFCU is very clear on their requirements for membership. If you are unsure about it call them and ask, the folks that work there are extremely polite and helpful.
They can not do a "sweep" and close your accounts just because they have changed their membership requirements. When you joined, you had met said requirements.
I would only suggest IMHO that if you currently have an account .. treat it like gold. They will have the right to close you down if you fail to keep your end of the bargain (i.e. late payments, over drafts ect..) as dose any other financial institution.
Also if you close your accounts they have the legal right to deny re-opening if you don't meet their current requirements for membership (they do not "grandfather" you in just because you had an account before)..so once you close that door it is highly unlikely they will reopen it.
I agree with you on this. Once having the account setup, and most should keep it open unless they have an alternative way to be a part of the field of membership for NFCU. Even if kept open for savings, they do have pretty good promotional savings such as the 3% CD up to $3000 for 12 months with direct deposit.
05-14-2017 07:52 AM
05-14-2017 08:18 AM
I have deleted multiple posts in this thread for violations of Friendly, Supportive and Respectful. PMs will be sent to appropriate person(s).
It is not a violation of any MyFICO forum rule to disagree with a moderator. It is however a violation when that disagreement turns to flaming and personal attacks just as it would be for any other poster. If you can't disagree with someone without doing that, then don't post.
I will reopen this thread for discussion about NFCU no longer allowing the NLUS method for membership. Please keep future posts on topic and thank you for your cooperation.
05-14-2017 08:29 AM
05-14-2017 08:34 AM
you are absolutely correct and only NFCU can provide clarification on that matter for the OP in their particular circumstances.
There are legitimate ways to gain membership through relationships and the OP needs to know the potential factors that could influence that decision instead of some blanket claim by someone on the Internet. Forewarned is Forearmed.
05-14-2017 09:53 AM
Submitted membership application and all supporting docs 2 weeks ago. Was asked to verify ID but no further word back from them so called today and was told by CSR that NFCU has dropped Navy League from their charter. I guess the door to this excellent credit union has been closed. How sad.
05-14-2017 11:27 AM
some companies like BEA and other government contractors can join directly, check the site for eligibilty.
otherwise you have to be on AD, A Reservist, Veteran, Govt Worker, family member, or a household member. All the info is on their site
You can check here
05-15-2017 05:28 AM
Unfortunately it doesn't look like Navy Fed gives you the option to join if you make a contribution to a charitable organization. Well, actually, joining the Navy League - San Diego could have been construed as doing exactly that, so I should probably add "anymore" to the previous sentence!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.