NFCU Restriction Security Department

[MyDataMyChoice]

The income amounts were not that off and verifiable

I really think i just spooked them with the BT and number of new sponsors etc...

I just hope this time next year when they are PIF they will reconsider

Anyone know if this will dive my Credit Score?

[Anonymous]

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@JTC403 wrote:
The income amounts were not that off and verifiable

I really think i just spooked them with the BT and number of new sponsors etc...

I just hope this time next year when they are PIF they will reconsider

Anyone know if this will dive my Credit Score?

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@JTC403,

Sorry to hear that... Were the accounts already reporting?

[MyDataMyChoice]

yes they have already reported

Opened them in November

[MyDataMyChoice]

At least I am saving a ton in interest and a consolidated payment

[darkfrosty]

damn that really sucks. Sorry to hear. I guess NFCU is nothing to mess around with. Really makes me reconsider using them.

[baller4life]

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@darkfrosty wrote:
damn that really sucks. Sorry to hear. I guess NFCU is nothing to mess around with. Really makes me reconsider using them.

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Don't feel that way. They are an AWESOME CU. OP just spooked them by getting a card and immediately maxing it with a BT. Quite understandable from their point of view. Don't you think?? He also sponsored several people with a brand new membership. They were just trying to look out for their members is all. 

[MyDataMyChoice]

i understand just wished they communicated more efficiently

i will try next year fingers crossed

[darkfrosty]

No I get that just scary. I'm a new member and got a cc .. The lady kept saying you should apply. Haven't used it yet. Been a member for just over 30 days

[MyDataMyChoice]

not sure if the accounts will report as closed or not.. but if they do... will it affect my credit?

[baller4life]

When closed, your util with skyrocket. It will show a maxed card with $0 limit. So yes your score will drop. No way of knowing how much. Sorry dude.