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NFCU cloc cli

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Anonymous
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NFCU cloc cli

I've had the Cloc for about 6 months so I thought to myself it's time for an increase! I was too chicken to ask for the full 15k so instead I asked for a 7k increase. Applied last night & I just got the approval text/email today that it has been approved! No counter offer on their end so perhaps I left some on the table but I went from 5k to 12k!

Thank you NFCU, you are so wonderful!

Message 1 of 6
5 REPLIES 5
kobe2012
Established Contributor

Re: NFCU cloc cli

Congrats!! I, too, just got my increased yesterday on my CLOC ... bringing it up to $10000!!!

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 2 of 6
Anonymous
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Re: NFCU cloc cli


@kobe2012 wrote:
Congrats!! I, too, just got my increased yesterday on my CLOC ... bringing it up to $10000!!!

Thanks! You know... you and I seem to be getting similar love from Nfcu right around the same time-ish 😂 But congrats to you too! I don't need more credit but it'll help with utilization for me. I'm not one of those lucky ones who's able to get increases 91 day after approval so I patiently wait to increase 1x every six months lol.

Message 3 of 6
kobe2012
Established Contributor

Re: NFCU cloc cli

Yea, I didn't get my increase on my cash rewards until the 8th month of my card .. and it was. 24 hr msg and not instant... from $500 to $6200 ... hopefully in October I can see a nicer bump.. have u gotten a second card with them?? I should just follow ur footsteps 😂 Every time

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 4 of 6
Anonymous
Not applicable

Re: NFCU cloc cli


@kobe2012 wrote:
Yea, I didn't get my increase on my cash rewards until the 8th month of my card .. and it was. 24 hr msg and not instant... from $500 to $6200 ... hopefully in October I can see a nicer bump.. have u gotten a second card with them?? I should just follow ur footsteps 😂 Every time

I have not tried for a second card because Nfcu seems to be all over the place when it comes to approval. My cash reward card did not get its first cli until 6 months in. I will be hitting that cli button on July 3rd or 5th because the card will reach its 1 year anniversary with Nfcu. I am hoping for a good increase at that year mark! 😬 I will make sure to give you the green light when I have success 😂

Message 5 of 6
kobe2012
Established Contributor

Re: NFCU cloc cli

Thanks!! We opened our cards almost the same time!! Update us on how it goes

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 6 of 6
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