I've changed over to a user name, and there's been an unexpected consequence... it's caused a problem for the link I have set up with USAA.
The dashboard at USAA let's you enter your login info for other banks and it shows you all your balances all in one place... it's actually quite nice to have one-stop shopping to see the 'big picture' of your finances.
Unfortunately, the login field they have set up for NFCU is set up to expect an access number (it even calls it that by name), and while it does accept alpha characters it truncates anything longer than an access number. In my case, I set up my new NFCU user name to be what I used with all my other banks (a variation on my name) and it's too long to fit in the field.
Once you change to a user name you can't return to using the access number, but in my case I could probably select a shorter user name over at NFCU to correct the problem. I'm going to wait a little while, though... hopefully the vendor that USAA uses will update their software to accept a longer entry in the coming weeks.
Note that this only impacts the dashboard and account view; the account and routing numbers are still set up just fine (transfers are not impacted).
