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I'm in the process of apping for a $15K/30 month loan w NFCU. I'm confident of the approval but suspect the interest rate will not be low enough for my needs (south of 12%).
Anyone have any luck negotiating a lower interest rate after approval but of course BEFORE signing off and accepting?
Thanks.
I don't think so, whey they'll offer is what you'll get and sign if you like it.