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Frequent Contributor
Posts: 316
Registered: ‎09-15-2016

Re: NLUS San Diego alive and well

Congrats! Great start at NFCU.
FICO08 7/27/17 EQ-769, TU-767, EX-761
Gardening unit sometime in 2018
Regular Contributor
Posts: 202
Registered: ‎10-05-2010

Re: NLUS San Diego alive and well

I'm happy to report I am a now a Navy Federal member! Thanks to all the advice from OP and everyone posting here. I applied for my Navy League membership on 1/21, received my membership packet on 1/31 and emailed in all docs to Navy Federal on 1/31. I followed up on my application yesterday 2/6/17 and the first rep couldn't locate my information then he transferred me to membership services and the gentleman was able to locate my app while I was on the line and he said it looks as if everything is here. He placed me on hold to set up my account and while I was holding I received an alert from Credit wise (through Cap one) that someone requested my credit file and it was Navy Federal. He said all my information should be sent out within 7-10 business days and welcomed me to Navy Federal. Within a few hours I received an email that said welcome to Navy Federal! Im not looking to add any credit products until around maybe July or August but I wanted to be sure to start building a relationship. 


Starting Score:EQ 609, EX 597, TU 614 (1/19/17)
Current Score: EQ 685, EX 678, TU 683 (8/12/17)
Goal Score: 700+ across all 3

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New Member
Posts: 6
Registered: ‎02-25-2016
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Re: NLUS San Diego alive and well

So, I posted here a few weeks ago or so, about joining via Navy League, which I did do successfully.

However, about a day after I attempted to fund my new savings account externally, my account was flagged as fraud and then locked!!

I had the customer service rep open a fraud case last week, but have yet to hear back. Anyone have this issue??
All this time it took to join NFCU, opened a savings account, a credit card and refinanced my car, just to have it all put on hold over some bogus "fraud" alert?

How is it fraud when I sent all of my identification upon joining? ID AND social security card.

Please let me know if anyone here has experienced this!
Discover it - $9000 | CapOne VentureOne- $5000 | CapOne QuicksilverOne - $3500 | CapOne Playstation - $2500 | Barclays Arrival - $3500 | Amazon Store Card - $3400 | Firestone - $1400 | Credit One - $700 | First Savings CC - $600 | Speedway Gas Card - $400 | BP Gas Card - $900 |Target - $800 | Walmart - $1500 | Kohl's - $1500
Current Score: FICO: 660 EQ: 648 TU: 645 (1/21/17)
Regular Contributor
Posts: 219
Registered: ‎06-26-2013

Re: NLUS San Diego alive and well

I recall you mentioned you apply online, is that right? online app tend to get more problems than anything else like email app or snail mail app

New Member
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Registered: ‎02-25-2016
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Re: NLUS San Diego alive and well

Yes, initially i did apply online, was denied because I was not qualified.  But the rep told me to apply using NLUS I have to print it out, email/fax and would be good.  So I did that, and was eventually approved after about a week or so.

 

I am wondering if it was the external US Bank transfer attempt that flagged my account?  I still have not received a letter stating what the issue was or anything.  I would think that the time it takes to MANUALLY approve these memberships, they would be done the right way the first time, ya know?

 

I tried asking about the fraud issue over the phone but they said I had to wait for the letter to come in the mail.  I am hoping that this gets taken care of soon, because I did actually join the legit way, and they knew it.  :-(

Discover it - $9000 | CapOne VentureOne- $5000 | CapOne QuicksilverOne - $3500 | CapOne Playstation - $2500 | Barclays Arrival - $3500 | Amazon Store Card - $3400 | Firestone - $1400 | Credit One - $700 | First Savings CC - $600 | Speedway Gas Card - $400 | BP Gas Card - $900 |Target - $800 | Walmart - $1500 | Kohl's - $1500
Current Score: FICO: 660 EQ: 648 TU: 645 (1/21/17)
Frequent Contributor
Posts: 284
Registered: ‎02-02-2016
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Re: NLUS San Diego alive and well


IT_student wrote:

Yes, initially i did apply online, was denied because I was not qualified.  But the rep told me to apply using NLUS I have to print it out, email/fax and would be good.  So I did that, and was eventually approved after about a week or so.

 

I am wondering if it was the external US Bank transfer attempt that flagged my account?  I still have not received a letter stating what the issue was or anything.  I would think that the time it takes to MANUALLY approve these memberships, they would be done the right way the first time, ya know?

 

I tried asking about the fraud issue over the phone but they said I had to wait for the letter to come in the mail.  I am hoping that this gets taken care of soon, because I did actually join the legit way, and they knew it.  :-(


Where do you get the email or fax number to send in the application? I don't see it on their website. 

Established Contributor
Posts: 1,033
Registered: ‎04-14-2016
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Re: NLUS San Diego alive and well


Asgardian wrote:

IT_student wrote:

Yes, initially i did apply online, was denied because I was not qualified.  But the rep told me to apply using NLUS I have to print it out, email/fax and would be good.  So I did that, and was eventually approved after about a week or so.

 

I am wondering if it was the external US Bank transfer attempt that flagged my account?  I still have not received a letter stating what the issue was or anything.  I would think that the time it takes to MANUALLY approve these memberships, they would be done the right way the first time, ya know?

 

I tried asking about the fraud issue over the phone but they said I had to wait for the letter to come in the mail.  I am hoping that this gets taken care of soon, because I did actually join the legit way, and they knew it.  :-(


Where do you get the email or fax number to send in the application? I don't see it on their website. 


membershipdocs@navyfederal.org - I'm not looking up the fax number because they'll lose the fax and ask you to email it anyway if you fax it  Smiley Wink

Established Contributor
Posts: 702
Registered: ‎01-24-2008
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Re: NLUS San Diego alive and well

Wen is the next AR nfcu does ?
Established Contributor
Posts: 1,033
Registered: ‎04-14-2016
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Re: NLUS San Diego alive and well


kugel wrote:
Wen is the next AR nfcu does ?

First week of March

New Member
Posts: 6
Registered: ‎02-25-2016
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Re: NLUS San Diego alive and well

What is AR, and what does this time period do for us?
Discover it - $9000 | CapOne VentureOne- $5000 | CapOne QuicksilverOne - $3500 | CapOne Playstation - $2500 | Barclays Arrival - $3500 | Amazon Store Card - $3400 | Firestone - $1400 | Credit One - $700 | First Savings CC - $600 | Speedway Gas Card - $400 | BP Gas Card - $900 |Target - $800 | Walmart - $1500 | Kohl's - $1500
Current Score: FICO: 660 EQ: 648 TU: 645 (1/21/17)

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