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Frequent Contributor
Posts: 456
Registered: ‎07-17-2015
0

Navy Federal_Eligible?

With all the NFCU banter of late with low rates and great SL's I decided to go to their website and check if I'm eligible.  I answer these questions and at the end it says I'm not eligible to become a member, I thought NFCU is for military people, no? Is it only for active and retirees? I served a total of 12 years (3 active and 9 reserves) and was honorably discharged as I just wanted out after 3 different commitments.

I'm not considered retired nor do I draw any money from the government, do I have burial and VA benefits-yes, so what do you have to be to be eligible?

Current Score(05/20/17):EQ671TU670EX674 Mid Mtg 675
Regular Contributor
Posts: 183
Registered: ‎04-28-2016
0

Re: Navy Federal_Eligible?

Have you tried calling in? I have heard instances where the eligibility said you werent but there were other ways after talking with the CSR if you have been in yourself, i could be wrong, but i dont think so



Starting scores: 05/17/15 EQ-463, TU-487, EX-493
Current scores: 04/2017 EQ-628, TU-682, EX-669
Valued Contributor
Posts: 7,411
Registered: ‎01-08-2013
0

Re: Navy Federal_Eligible?

Call in and see. They have info on this and may be able to help.
EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5


Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: Navy Federal_Eligible?

Unfortunately you would have had to serve 20+ years and retired in order to be eligible the conventional route. However, good news! Many have been successful joining this route:

http://ficoforums.myfico.com/t5/Personal-Finance/Navy-Federal-CU-The-REAL-way-in-for-those-that-dont...
Valued Contributor
Posts: 1,201
Registered: ‎08-10-2015

Re: Navy Federal_Eligible?

Go on over to the myfico general credit topics - personal finance. Theres additional information in a thread over/in there if the csr's don't yield a positive answer. Don't have to read it all, just the first post :-)
Valued Contributor
Posts: 1,201
Registered: ‎08-10-2015

Re: Navy Federal_Eligible?

Hahaha Baller - great minds post at the same time. Glad you pasted the link, I'm on my phone and couldn't make it work:-)
Frequent Contributor
Posts: 456
Registered: ‎07-17-2015
0

Re: Navy Federal_Eligible?


baller4life wrote:
Unfortunately you would have had to serve 20+ years and retired in order to be eligible the conventional route. However, good news! Many have been successful joining this route:

http://ficoforums.myfico.com/t5/Personal-Finance/Navy-Federal-CU-The-REAL-way-in-for-those-that-dont...

Thanks Baller, I'll call first to find out as I certainly don't want to do something that I will get credit then to find out they closed the account later on.

Current Score(05/20/17):EQ671TU670EX674 Mid Mtg 675
Senior Contributor
Posts: 7,770
Registered: ‎01-06-2015

Re: Navy Federal_Eligible?

USAA will welcome you with open arms. No hoops to jump through.


Gardening until tomorrow.
Frequent Contributor
Posts: 430
Registered: ‎01-19-2016
0

Re: Navy Federal_Eligible?


CAPTOOL wrote:

USAA will welcome you with open arms. No hoops to jump through.


Agreed although I had no hoops with NFCU as of now. Fingers Crossed.

Staring Score: EQ 597 TU 617 EX 566 (01/22/2016)Current Score: EQ 667 TU 701 EX 744 (05/26/2016)
Community Leader
Valued Contributor
Posts: 1,934
Registered: ‎09-16-2007

Re: Navy Federal_Eligible?

Just as a side note you can retire without serving 20 plus years. I know plenty of people who have had medical retirements under 20 years, plus there are 15 year retirements now, the years don't matter all that does is that you are retired.

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