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Payday loans are for at most, 2 weeks. For $800 you will need to pay back about $920 in 14 days. If they let you extend that, you will likely have to pay the interest at that time.
They are so bad for you that in some states you cant take them out. Check you area and be really, really sure you cant find money anywhere else.
Please don't do it... I would look for any other possible options .. I have done it in the past... too much interest !!! Try lendup if you qualify for their $500 loan.. I paid $40 interest but they took out $135 every two weeks til I pay off.. i think
I have decided upon this. The rate will be more than I expected 287% I hope it will not increase.
Big mistake.
Sad.
How's your credit? Time to rebuild? In a little time you can have the scores it takes to grab a quick 5k at 2% or 3% most any time you need it with a decent CC. I would make this moment my decision to build some scores. GL :]
@Anonymous wrote:I have decided upon this. The rate will be more than I expected 287% I hope it will not increase.
Good Luck.
Best of luck to you. So sorry this is the route you felt you had to take.
Why would someone join this forum to ask advice and then ignore the advice we all gave him?
@Aduke1122 wrote:
I don't get it either SouthJamaica makes no sense to come looking for advice and then totally ignore all advice given. But who knows what situation they may be in , if it were me this would be my moment of realization that I need to start building or rebuilding my credit . Almost 300% interest is insane , that's how them Payday loans suck you in though , you will pay it back and just have to borrow another one next payday
It seriously took me almost two years to get out of this trap when payday loans first hit the scene in the early 2000s. I was in a cycle of paying off a loan and taking out a new one the very same day and was so strapped I could only reduce the amount of the new loan by $20 each time.