cancel
Showing results for 
Search instead for 
Did you mean: 

PenFed PLOC CLI with a SP ? Possible?

tag
Anonymous
Not applicable

PenFed PLOC CLI with a SP ? Possible?

Hello all, 

I have Penfed

40k Defender @8.49

10k PLOC @10%+

scores are all about 790 with no negs.

 

Any chance on CLOC CLI w/out a HP?

 

Sorry IDK if this is the wrong thread.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: PenFed PLOC CLI with a SP ? Possible?


@Anonymous wrote:

Hello all, 

I have Penfed

@40k Defender @8.49

@Anonymous PLOC @741051%+

scores are all about 790 with no negs.

 

Any chance on CLOC CLI w/out a HP?

 

Sorry IDK if this is the wrong thread.


It will be a HP unless you applied for some other credit item with them in last 90 days and then it still is YMMV.

Message 2 of 7
AllCredit
Frequent Contributor

Re: PenFed PLOC CLI with a SP ? Possible?

Would the same apply if requesting a CLI with PenFed within first 90 days of opening a credit card?  (just trying not to have another HP if possible...)

Message 3 of 7
Anonymous
Not applicable

er the Re: PenFed PLOC CLI with a SP ? Possible?

I apped for the defender then shortly after the PLOC when I first joined and it was two seperate HPs Smiley Sad

Message 4 of 7
AllCredit
Frequent Contributor

Re: er the Re: PenFed PLOC CLI with a SP ? Possible?


@Anonymous wrote:

I apped for the defender then shortly after the PLOC when I first joined and it was two seperate HPs Smiley Sad


Ugh...I guess I will just wait around and see if they CLI me on their own... Smiley Indifferent

Message 5 of 7
Anonymous
Not applicable

Re: er the Re: PenFed PLOC CLI with a SP ? Possible?

So I got the PLOC CLI from 10k to 25k with no HP at all

 

When I did my initial CLI 6 months ago , I was told 50 was max total credit exposure which is not correct apparently.

50 is max total CC exposure and 25k is max PLOC .. the two are not related.

 

I'm not sure but its possible that is why they gave me a PLOC CLI with not HP (soft I assume)
but I couldn't tell you. I was grateful for not getting a HP since I know NFCU is HP happy.

Message 6 of 7
AllCredit
Frequent Contributor

Re: er the Re: PenFed PLOC CLI with a SP ? Possible?

Sorry for the delay and congrats on the increase! Good info on the HPs you experienced...I guess I could always call but we are so close to Q2, I think I might just wait and see if I have any pre-approvals this go round, notice they did an AR on my account in late Feb (seperate from the HP done for my 2 new CCs).

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.