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Browse credit cards from a variety of issuers to see if there's a better card for you.
USAA - Great insurance and nice option to transfer cash from cc directly to bank account, low cc cl's
PenFed - Really easy car loans and Ok cc limits.
Navy Fed. - Great overall package, LOC works really well with Checking and bill pay, nice cc limits.
I have all 3, but personally, USAA has the advantage over NFCU and PenFed. Depending on your relationship, USAA will give you instant credit/availability on your deposits and even external account transfers. PenFed does it too, but USAA's interface for remote access (home banking and mobile) is a tab bit better by allowing you to view pending debit card transactions.