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Penfed

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Anonymous
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Penfed

Hi All, I wanted to join Penfed so I can apply for a credit card..... Do Penfed pull ur credit report when applying for a membership? If so which report?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Penfed


@Anonymous wrote:

Hi All, I wanted to join Penfed so I can apply for a credit card..... Do Penfed pull ur credit report when applying for a membership? If so which report?


Yes, it's an HP and it's Equifax.  HP is good for up to 90 days so if you apply for any of their credit products, they will use same HP

Message 2 of 5
Anonymous
Not applicable

Re: Penfed


@Anonymous wrote:

@Anonymous wrote:

Hi All, I wanted to join Penfed so I can apply for a credit card..... Do Penfed pull ur credit report when applying for a membership? If so which report?


Yes, it's an HP and it's Equifax.  HP is good for up to 90 days so if you apply for any of their credit products, they will use same HP


Okay, Thank you

Message 3 of 5
mowglidude
Frequent Contributor

Re: Penfed


@Anonymous wrote:

@Anonymous wrote:

Hi All, I wanted to join Penfed so I can apply for a credit card..... Do Penfed pull ur credit report when applying for a membership? If so which report?


Yes, it's an HP and it's Equifax.  HP is good for up to 90 days so if you apply for any of their credit products, they will use same HP


Irish80, How do you like PenFed? Is the Visa Sig a good card to add to my portfolio? Recent CSP, Marriott and Arrival+ in last 3 months.

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 4 of 5
RonM21
Valued Contributor

Re: Penfed

I just joined PenFed and so far so good. I will say, it seems like they are a bit tighter on their limits with CC's initially, but the other products and rates they offer are pretty good.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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