HAYYYY Forum! Got some SDFCU BT checks in the mail. 0% fee and 2.99% APR for 6 months, then my regular 6.99% after that.
Doesn't make sense for me to use these now. Ran the numbers and this won't save me money at the moment.
This is the BT calculator I used: http://www.regions.com/advice/calc_are_credit_card_balance_transfers_worth_it.rf
Wanted to share it with you because it's helped save me $$$ in the past.
