@longtimelurker wrote:
@kdm31091 wrote:I have no intention of using any of these services (unless there's a compelling bonus for doing so of course). I just don't see the big convenience or time saver. I'm in retail. I've rang people up who used the mobile payments. It doesn't seem any quicker or really easier than sliding or inserting a card. Just another excuse for smartphones to take over our lives I guess! To each their own.
But I'd think until these things are 100% prolific and accepted everywhere which I'd say is a long way off, you'd still be carrying the cards for backup, so not sure what the point really is. But I've always been a bit weird about tech things.
Yes, but you are using a computer to post on a forum, instead of sending a letter to the editor as all good non-techs should!
The transaction is a little slower (although now not much slower than a chip transaction) but it can be quicker to select the card you need (no more searching through wallets and/or remembering to take that card as you plan to go to that store today).
But for now, not compelling.
It's a good point about searching for the "right card" or remembering to take the right card, although that issue primarily only impacts credit cards enthusiasts such as ourselves 
