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So I personal loans

Member

So I personal loans

Is anyone familiar with SoFi personal loans if so they got low rates how good are they and what credit score do they expect their interest rates is 5.19 and 5.49 for various loans my scores are 686 and 675 I filled bankruptcy four years ago credit is Zero late payments please respond thanks
Message 1 of 9
8 REPLIES
Established Contributor

Re: So I personal loans


Shutthadoe wrote:
Is anyone familiar with SoFi personal loans if so they got low rates how good are they and what credit score do they expect their interest rates is 5.19 and 5.49 for various loans my scores are 686 and 675 I filled bankruptcy four years ago credit is Zero late payments please respond thanks

I've read here that they hate baddies, so I think the BK will keep you from being approved.

Ch 7 Discharge May 2015: EQ 588/TU 552/EX 570
Nov 2017: EQ 683/TU 660/EX 668 w/ 24% CC util reporting
Discover/Target/NFCU CLOC/NFCU Cash Rewards/PenFed Power Cash Rewards - $46k total revolving
Message 2 of 9
Senior Contributor

Re: So I personal loans

I have a SOFI loan. They don't like baddies. They look for scores in the very high 600's and up. But your profile has to be clean.

 

Try their pre approval and see if anything pops up for you. They soft pull Experian for initial offers.

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 12/9/17** EX- 756(16) TU- 775(15) EQ- 742(15) UTI 8%- Clean Files
Message 3 of 9
Member

Re: So I personal loans

Donny 10 thanks again....I pulled a soft and they said my bk showed up so please try again so they recommend Avant which I have borrowed from with super high interest I'm trying to find a company with low interest to buy there loan from them Avant my scores for Trans 686 and EQ 675 don't know what Ex is do you have any recommendations...
Message 4 of 9
Member

Re: So I personal loans

Thanks Steelers NYC let me know if you recommend anyone with low interest with 686 and 675 trans and EQ
Message 5 of 9
Senior Contributor

Re: So I personal loans


Shutthadoe wrote:
Donny 10 thanks again....I pulled a soft and they said my bk showed up so please try again so they recommend Avant which I have borrowed from with super high interest I'm trying to find a company with low interest to buy there loan from them Avant my scores for Trans 686 and EQ 675 don't know what Ex is do you have any recommendations...

Try Prosper, they will SP transunion. See if they offer you something.

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 12/9/17** EX- 756(16) TU- 775(15) EQ- 742(15) UTI 8%- Clean Files
Message 6 of 9
Member

Re: So I personal loans

Ok will do thank you..
Message 7 of 9
New Member

Re: So I personal loans

recently got approved for 25k (3 yrs) with 7.75% with scores in the 780's

Message 8 of 9
Member

Re: So I personal loans

Thanks so and keep up the great work that is awesome
Message 9 of 9