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Trial Deposits Not Withdrawn

Established Contributor

Trial Deposits Not Withdrawn

Ok so a few months ago I opened a savings account online. They made two trial deposits to my external checking account... but unlike my other experiences, they never made a withdrawl back out. Their page on adding an external account says that a withdrawl will be made for the sum of the deposits, but it's been more than 3 months. Am I safe to say this will never happen, or should I report it to somebody?

 

I have no incentive to keep the lousy 30 cents, but I want to avoid something in the bank's system from causing a collection or something else ridiculous.

 

Thanks!


TU FICO 8: 750 (11/17) — Ex FICO 8: 732 (12/17)
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Established Contributor

Re: Trial Deposits Not Withdrawn


GrasshopperStudent wrote:

Ok so a few months ago I opened a savings account online. They made two trial deposits to my external checking account... but unlike my other experiences, they never made a withdrawl back out. Their page on adding an external account says that a withdrawl will be made for the sum of the deposits, but it's been more than 3 months. Am I safe to say this will never happen, or should I report it to somebody?

 

I have no incentive to keep the lousy 30 cents, but I want to avoid something in the bank's system from causing a collection or something else ridiculous.

 

Thanks!


Sounds like Barclays Online Savings to me. They never take the money back (at least not for the 5 or so accounts I've added). I wouldn't worry about it, and any bank with scruples isn't going to haul you off to collections over 30 cents.

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