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US Bank Reserved Line of Credit

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US Bank Reserved Line of Credit

how Can we request a CLI for US Bank Reserved Line of Credit? Can anyone please tell me it ? Thanks!

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Re: US Bank Reserved Line of Credit

I am not sure about US Bank,

 

But I just got a LOC with Andrews FCU,

 

They told me in order to increase my limit I would have to do a whole new application and another hard pull. No guarantee of increase. And they would'nt tell me what would qualify me for a bigger limit. 

 

So what I got is what I will have. Which I am happy with. I don't plan on using it much, since the interest start from the moment you use it. But its nice to have a cash option should I need it, unlike the CLOC from NFCU. 

CSR, CFU. FREEDOM, USAA AMEX, NFCU PLATINUM, WF SIGNATURE.