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US Bank mobile deposit

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Anonymous
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US Bank mobile deposit

US Bank has warnings that to do an iphone/photo/mobile deposit of a check, it will be "up to .50 charge". I questioned the gal at my branch and she said yep. I was in disbelief. 

 

I had thus far only deposited in the branch in my grocery store, but today I went to the grocery store and left my check to deposit at home. I thought I'd need to head back, but I decided that even though it pains me greatly, I'd rather pay the .50 than go back to the store/bank. I did it, and I don't think I got charged (they do only make $200 available immediately, but I don't run a lot through the account so I can't fault them for that...luckily that worked ok for my current need). Maybe the charge will show up later when the rest of my deposit is avail?

 

Have others been charged a fee for mobile deposit with US Bank (or any other bank for that matter) in recent times? 

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: US Bank mobile deposit

The $0.50 charge will show up. Always does on mine. Figured I can't drive to the bank for the amount of the charge and the time it takes to drive to the bank. Have another bank that charges $1.00 so it is more than one bank.
Message 2 of 5
ojefferyo
Valued Contributor

Re: US Bank mobile deposit

Wow that's ashame that they charge you to put money into their bank. I know Penfed is free and so is Bank of America as I have done it numerous times with them. 

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Message 3 of 5
Anonymous
Not applicable

Re: US Bank mobile deposit

Yep. It did show up. Crazy to me. But as was said, it was worth it not to drive back to the bank.

 

Message 4 of 5
Callandra
Valued Contributor

Re: US Bank mobile deposit

I have Chase and I deposit checks every week (no direct deposit where I work) and I've never been charged for using mobile deposit. I'd just drive to the bank every week if that were the case. 

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