No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I hope this isn't going to be a factor they use to decide on a CLI.
I have a secured card and a checking account. I bascially just put a few hundred in every month to pay whatever I put on the card each month. I use my debit card for a few transactions but nothing major.. Currently waiting for their Fico to update before clicking the CLI button.
It's not my main bank. It's not even where my "income" goes. I do not have a direct deposit going in. So, their "tool" decided on the few hundred cash deposit I do each month that it's my total "Income" and that I need to learn to "budget" better. I wonder if they decided I was also a drug dealer since it's a cash deposit every month and not a check.
Things like this are pointless if they don't have an option for you to connect your other accounts to it. Is there really not an option for that? Because BOA is usually better than this in the tech department, and that would be awfully arrogant of them. I've been with a couple of banks that had budgeting tools, and they both let me connect all of my other accounts to it.
@CatOfSpades wrote:Things like this are pointless if they don't have an option for you to connect your other accounts to it. Is there really not an option for that? Because BOA is usually better than this in the tech department, and that would be awfully arrogant of them. I've been with a couple of banks that had budgeting tools, and they both let me connect all of my other accounts to it.
Yes, they can connect to external accounts. In fact, up until last week, you could have your external accounts listed on your dashboard when you logged in. Now you have to go into Tools & Investing, then click on My Portfolio to see them.