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I was shocked to get an instant approval for a Unify FCU personal line of credit for $15k with 8% APR (variable I believe).
Data points:
-Lots of inquiries & new accounts
-EX FICO Auto 2 (which I believe is the credit score they pull): 746 as of a week ago
-Yes they require income verification
-New member, just opened account & applied for PLOC same day
-15k was what I requested
@Aduke1122 wrote:
Nice Congrats OP
Thanks Aduke
Congrats on Unify. I heard they are awesome to be with too. Been eyeing them for a while. With POI, they just need paystubs right?
@Blackswizz750 wrote:Congrats on Unify. I heard they are awesome to be with too. Been eyeing them for a while. With POI, they just need paystubs right?
Thanks.
It said they might need tax returns and/or W2's too.
Congrats! They have an excellent rate for PLOC!
@Anonymous wrote:Congrats! They have an excellent rate for PLOC!
Yeah, it's my lowest rate to date.
Well now, that is definite success story and what a great APR! Congratulations!
Thanks, Blackswizz & Musiclover