[postscript] Unify PLOC instant approval

[SouthJamaica]

I was shocked to get an instant approval for a Unify FCU personal line of credit for $15k with 8% APR (variable I believe).

Data points:

-Lots of inquiries & new accounts

-EX FICO Auto 2 (which I believe is the credit score they pull): 746 as of a week ago

-Yes they require income verification

-New member, just opened account & applied for PLOC same day

-15k was what I requested

[Aduke1122]

Nice Congrats OP

[SouthJamaica]

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@Aduke1122 wrote:
Nice Congrats OP

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Thanks Aduke

[Blackswizz750]

Congrats on Unify. I heard they are awesome to be with too. Been eyeing them for a while. With POI, they just need paystubs right?

[SouthJamaica]

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@Blackswizz750 wrote:

Congrats on Unify. I heard they are awesome to be with too. Been eyeing them for a while. With POI, they just need paystubs right?

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Thanks.

It said they might need tax returns and/or W2's too.

[Anonymous]

Congrats! They have an excellent rate for PLOC!

[SouthJamaica]

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@Anonymous wrote:

Congrats! They have an excellent rate for PLOC!

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Yeah, it's my lowest rate to date.

[Blackswizz750]

Gotcha, I heard they are POI crazy but the UW are nice to talk to.

[Anonymous]

Well now, that is definite success story and what a great APR! Congratulations!

[SouthJamaica]

Thanks, Blackswizz & Musiclover