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Frequent Contributor
Posts: 262
Registered: ‎09-17-2015
0

Re: Unify PLOC instant approval


SouthJamaica wrote:

I was shocked to get an instant approval for a Unify FCU personal line of credit for $15k with 8% APR (variable I believe).

 

Data points:

-Lots of inquiries & new accounts

-EX FICO Auto 2 (which I believe is the credit score they pull): 746 as of a week ago

-Yes they require income verification

-New member, just opened account & applied for PLOC same day

-15k was what I requested

 


Congratulations SJ, 

 

Have a few questions, was a HP to open the account (Just membership) ?, did you opened it in branch or online?, what account did you open ?, Free, eChecking or Premier Checking account?, if you opened online did you fund the account using your credit card (Premier)?.

 

Some told me about this CU and i have a branch close to me, i heard good things aboout this CU.

 

Anyways, congratulations.

 

Thanks

Highlighted
Senior Contributor
Posts: 5,170
Registered: ‎02-24-2015
0

Re: Unify PLOC instant approval


elegua01 wrote:

SouthJamaica wrote:

I was shocked to get an instant approval for a Unify FCU personal line of credit for $15k with 8% APR (variable I believe).

 

Data points:

-Lots of inquiries & new accounts

-EX FICO Auto 2 (which I believe is the credit score they pull): 746 as of a week ago

-Yes they require income verification

-New member, just opened account & applied for PLOC same day

-15k was what I requested

 


Congratulations SJ, 

 

Have a few questions, was a HP to open the account (Just membership) ?,

 

I don't know because I did them close in time

 

did you opened it in branch or online?,

 

online

 

what account did you open ?, Free, eChecking or Premier Checking account?,

 

savings + free checking

 

if you opened online did you fund the account using your credit card (Premier)?.

 

no

 

Some told me about this CU and i have a branch close to me, i heard good things aboout this CU.

 

i heard good things too; i think it was through baller4life that i first heard of it

 

Anyways, congratulations.

 

Thanks


 


FICO8 EQ 782 TU 804 EX 787 FICO5 EQ 722 Total revolving 395000

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