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@Anonymous wrote:
Update: I did it. Instant approval for $15k. Apr 11.24% Apr. comes with a Visa And checks. (Weird it comes with a visa IMO)
Soft Pull on TU
Highest limit of mine on anything. Next would be my
Huntington MC at 11k.
Very happy I did it.
Also... they used the same soft pull and increased my Cash+ by another 3k. double happy.
I love US Bank! Always have. Once you get a few accounts with them the conservativeness goes away.
Congrats on the SP PLOC! I just opened a checking and savings w/ USBank using the "Because You've Earned It" offer. During the account opening, it said I was pre-approved for $2500 on the Reserve Line, so I accepted it and had an instant HP on TU. Oh well, still good to have the backup just in case!
For pre-approvals with them, how do you get them? (Sorry if I missed that in the original post) Do they show up in online banking? Email? Snail mail? I'd like to get the PLOC after my accounts are open for a few months.
Also, is this your main transaction bank? (Just curious if the amount of activity in the account makes any difference in the offers you get)
Thanks for all the info! I used to use them way back when they were Firstar, then when they were first US Bank in the midwest. I just rejoined, so I'll have to wait a few months before going for the PLOC I'm hoping I'll see some of that love if I give them some good business!