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Who does Penfed use to pull credit (VA)

Member

Who does Penfed use to pull credit (VA)

I have an account with Penfed in VA. I thought they offered overdraft protection but learned from the representative that Penfed only offers a line of credit that is used as overdraft protection. In order to get it they have to pull your credit to see if you qualify. Does anyone know who they use EX, EQ or TU?

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Established Contributor

Re: Who does Penfed use to pull credit (VA)

EQ

FICO 08 Scores (Oct-17): TU 810, EQ 813, EX 813

Message 2 of 3
Frequent Contributor

Re: Who does Penfed use to pull credit (VA)

like @simplynoir said EQ

THEY ALMOST ALWAYS PULL EQ, AND NOW THEIR USING FICO9 FOR LOANS AND PRODUCTS 

FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300
WAY TOO MANY INQ's 6% Uti
NO. MORE. APPS. (Till feb for a 2nd navy card) lol
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